Is It Good to Be Cynical? & How We All Screw Up Our Personal Finances


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By Mike Carruthers / OmniCastMedia / Westwood One Podcast Network / and Mike Carruthers / OmniCast Media / Cumulus Podcast Network. Discovered by Player FM and our community — copyright is owned by the publisher, not Player FM, and audio is streamed directly from their servers. Hit the Subscribe button to track updates in Player FM, or paste the feed URL into other podcast apps.

What do you crave? Well, whatever it is, the next time you crave it, there is something simple you can do that can make the craving pass quickly to help you avoid temptation. I begin this episode with this very easy tactic that has been proven to work.

Would you say you are a cynical person? A cynic is someone who doesn’t put much faith in the goodness of others. Many cynics say they are just realists - that people can’t be trusted because humans are motivated by greed and self-interest. Well, when you look a little deeper, cynicism may not be such a great way to view humanity according to behavior scientist Jamil Zaki, PhD, who is an associate professor of psychology at Stanford University. He has a great TED Talk called Escaping the Cynicism Trap and he is also author of the book The War for Kindness ( . Listen as he reveals why some of us are cynics and what being cynical does to a person.

Jamil was on an earlier episode talking about empathy which I think you will enjoy if you haven’t heard it. You can listen to it here:

It hopefully comes as a comfort that almost everyone has regrets about how they have handled their finances. So much so that a large number of us have actually shed tears over money mistakes. What’s more important is what are you going to do now with your money? Joining me to discuss that and offer some very specific advice to get your financial house in order is Joe Saul-Sehy, a former financial planner who hosts the popular podcast called Stacking Benjamins and has a new book out called Stacked: Your Super Serious Guide to Modern Money Management (

Joe mentions some financial apps in the episode. Here are the links:

Qube Money:


YNAB (You Need a Budget):

Some people claim they can tell if a storm is approaching because they feel pain in their joints. Can that be true or just an old wives tale? Listen to find out. Source: Paul Yeager author of Weather Whys (


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743 episodes