show episodes
 
S
Scottish Business Network

1
Scottish Business Network

Fraser Allen from Fraser Allen Communications

Unsubscribe
Unsubscribe
Monthly
 
As a journalist and member of the Scottish Business Network, I was keen to start a fortnightly podcast interviewing the big personalities of the Scottish business world. Dip in - you'll hear from some amazing people! Available on Apple Music, Spotify and all the main podcast platforms. If you like what you hear, simply search for 'Scottish Business Network' on your preferred podcast provider and subscribe. Thank you.
 
The ESPC Show is the podcast to listen to if you're interested in any part of the Scottish property market! Each week we'll dive into a topic and share all that you need to know about it. Our promise is to provide honest, jargon-free and data driven advice from informative expert guests. Covering everything from buying a home in Scotland for the first time to investing in a rental property, The ESPC Show is the perfect audio companion. ESPC is the home of property in Edinburgh, the Lothians, ...
 
This podcast series features inspirational talks by some of the most innovative educational consultants and developers in the world. They have been recorded at the Urban Learning Space in The Lighthouse in Glasgow, Scotland. Urban Learning Space is a learning lab equipping the people of Scotland with the capabilities to face the challenges of 21st century life. Urban Learning Space was established with core funding from Scottish Enterprise Glasgow. We are working with people around Scotland ...
 
This podcast series features inspirational talks by some of the most innovative educational consultants and developers in the world. They have been recorded at the Urban Learning Space in The Lighthouse in Glasgow, Scotland. Urban Learning Space is a learning lab equipping the people of Scotland with the capabilities to face the challenges of 21st century life. Urban Learning Space was established with core funding from Scottish Enterprise Glasgow. We are working with people around Scotland ...
 
Loading …
show series
 
In 1966, two brothers called George and Mike Wills bought a small taxi firm in Glasgow, comprising just three cars – a Humber Hawke, a Humber Snipe and an Austin Princess. More than half a century later, George’s daughter Heather Matthews is CEO of Little’s – the luxury worldwide chauffeur services. In this interview with Christine Esson, Heather t…
 
The Chancellor, Jeremy Hunt, is expected to use his Budget on March 15th to introduce measures to to encourage people over 50 to return to work. Since 2019 there has been a rise in the number of people defined as economically inactive. That means they are not working, self-employed, or looking for work to claim benefits. The number rose by 830,000 …
 
In this week's episode, Paul & Megan chat to Michelle Milnes from Property Studios. Michelle specialises in creating marketing materials for properties when they go to market. During our chat we discuss the progress made in property marketing over the last decade, the impact of COVID-19 on property marketing, how video can be used to market homes a…
 
With the end of the tax year fast approaching, people are looking at their finances and investments. But in a cost of living crisis with unstable markets, are they performing, and how should we be investing?The experts on the panel are Sangita Chawla, Managing Director at Standard Life, and Kirsty Stone, Chartered Financial Adviser at The Private O…
 
The Office of the Public Guardian has told Money Box it apologises to its customers for the distress caused by delays in dealing with applications for Lasting Powers of Attorney. Its target is turning them round in eight weeks. But its own website says people should expect to wait twenty. It also says it has recruited more staff to process applicat…
 
On this week's episode Paul & Megan are joined by Ron Hastings (Hastings Legal) and Anna Morton (Thorntons) to discuss buying, selling and living out with a big city. Ron brings his expertise of the Scottish Borders property market, while Anna talks us through what's happening in her jurisdiction of East Fife. We discuss the current market and of c…
 
The problem of debt is never too far from the headlines at the moment. This week a group of charities - Citizens Advice, Step Change and Christians Against Poverty - told the BBC they're seeing record numbers of people coming to them for help with problem debt. Why is that and what can people who're worried about debt do?We'll also look at the "Buy…
 
Community Climate Action Plans (CCAPs) - what are they, how does one go about making a good one and is it worth the hassle? To answer these questions over the next couple of episodes, we talk about Keep Scotland Beautiful’s work with communities to help them with such planning. We get an overview of the project from the KSB’s Heather Ashworth, and …
 
The charity Citizens Advice says it's seen a sharp rise in the number of working people accessing crisis support in the past few years. In 2022, of the 200,000 people helped with a food bank voucher or an emergency grant, almost 24,000 - about 1 in 8 of them - worked. That figure was up more than double the number in 2020. We'll speak to Citizens A…
 
This week Megan & Paul are joined by tax specialist, Alison Pryde from Anderson Strathern. After the recent increase of the Additional Dwelling Supplement tax in Scotland from 4-6% in December, we decided it would be good to chat through the effects of this on landlords. We also discuss Land and Building Transaction Tax, Capital Gains Tax and wheth…
 
In the UK, millions of people go without the refunds, the replacements and resolutions they're entitled to - because they don’t know how to complain. In this podcast, we talk about the art of the complaint. What are your rights and how can you enforce them?The experts on the panel are Lisa Webb, senior lawyer at the consumer rights company Which?, …
 
Paul Lewis hears how complaints to the Energy Ombudsman reached a record high last year. Plus, the child benefit trap that is catching parents unawares. And we hear one listener's difficult experiences trying to sort out the financial affairs of her terminally ill father.Presented by Paul Lewis. Reporter is Dan Whitworth.Researchers were Sandra Har…
 
Looking for your first home? This is the episode for you! Megan and Paul are joined by Tzana Webster (Watermans) and Jordan Mackay (Aberdein Considine) from two of our ESPC Chartered firms to give their advice for first-time buyers. We answer some key concerns like where to buy, when to get in touch with a solicitor, when to make an offer and how m…
 
It’s estimated that more than 900,000 people in the UK have dementia but that’s a number that's on the rise. It’s a diagnosis that raises a lot of questions, from the care that might be needed to the impact on family members, and of course there are worries about how best to manage finances as the illness progresses. This podcast is for everyone, b…
 
We cross over from our 1000 Better Stories Blog today as Joana Avi-Lorie interviews another one of our mini-grant recipients, Jo Gilbert. Jo is a spoken word artist and writer from Aberdeen, who writes in Doric and English. They talk about their journey into poetry, class, challenges in connecting to nature, and the importance of diversity of voice…
 
For the first time unmarried parents will be entitled to bereavement benefits after a change in law was passed this week. Until now these benefits have only been given to a bereaved spouse or civil partner. It comes more than four years since the Supreme Court ruled that denying them benefits was unlawful under the European Convention on Human Righ…
 
Period homes in Edinburgh are famously inefficient when it comes to energy use, but how can you make your traditional home more environmentally friendly? Well, we have some answers for you! Paul & Megan are joined by Jo Parry-Geddes from Mill Architects and Moses Jenkins from Historic Environment Scotland to chat through the issues that aging prope…
 
In this special programme we'll answer questions on mortgages, from interest rates to what to do if you're struggling to afford yours. Perhaps you’re looking to move or you need to re-mortgage this year - this is the podcast for you.The experts on the panel are, David Mendes Da Costa, Principal Policy Manager at Citizen's Advice, Charles Roe, Direc…
 
As hundreds of people at two large debt advice charities face redundancy – we visit a local debt advice centre to see who they help and how.Mortgage rates are at their highest for 14 years - the average is five and a half per cent for a two year fix, nearly six and half for the standard variable rate. The regulator, the Financial Conduct Authority,…
 
On this week's episode Paul & Megan do a deep dive on mortgages with two of the ESPC Mortgages team: Paul Demarco & David Lauder, who have been Mortgage Advisors at ESPC Mortgages for 17 years. We try our best to cover as many mortgage topics as we could in one episode including affordability checks, remortgaging, porting your mortgage as well as a…
 
If you feel your income needs a boost, or you want a pay rise, then this is the podcast for you. We discuss top tips on how to negotiate a higher salary. Official figures show that wages have grown at the fastest rate in more than 20 years - but prices are rising even faster and the gap between public and private sector pay is at close to record le…
 
Hazel Darwin Clements, the project co-ordinator at Porty Community Energy, shares an honest look at what communities can do to share cars and bikes. She has helped start a peer-to-peer car share club and run an eCargo cycle library trial this year with the mission to help people reduce their car use and make local travel more pleasant. We hear from…
 
The anti-fraud charity the Fraud Advisory Panel says banks are inconsistent and being caught off guard by the emerging and growing threat of mobile phone fraud. It's when criminals steal people's phones not for the actual handset but to gain access to banking and financial apps. We'll hear from one man who had £16,000 stolen when he was mugged last…
 
In this episode, Paul & Megan sat down with Kate & Karlyn from Edinburgh Relocations to discuss the process of moving to the capital! In this episode we talk about Kate & Karlyn's international clients and how they help those travelling from far and wide secure rental properties in the best area to suit their budget and lifestyle. If you're thinkin…
 
As 31st January looms, there’s less than one month left for around 5.7 million Self Assessment customers to file their tax return or they may face a penalty. More than 12 million customers are expected to file a tax return for the 2021 to 2022 tax year by 31 January 2023 (HMRC). Whether you’re doing it for the first time this year, or not, we have …
 
In 2020, Lasting Powers of Attorney in England and Wales went digital. If you had permission to act on behalf of a relative who could no longer do it themselves you could download a digital certificate to prove it from the Office of the Public Guardian. But some organisations including His Majesty's Revenue & Customs have told Money Box they will n…
 
In this episode, Paul & Megan are debunking Home Reports with Donal Henretty (Managing Partner at Shepherd Chartered Surveyors). It's a great conversation for anyone looking to find out more about the surveying process ahead of selling, but also anyone looking for ways to keep up their home in top condition. When selling in Scotland, you need to un…
 
As the calendar page turns, so many of us also think of turning over new leaves, re-assessing what we're doing and how we are doing it. In this podcast, we are looking at the finances of happiness, in particular, whether there are lessons about the way we manage our money which can make us happier and improve our mental well-being. On the panel of …
 
If you’ve had any interaction with the Scottish marketing industry, you will almost certainly have heard of Tayburn, one of the leading agencies in Scotland for more than four decades. Our guest in this episode is Richard Simpson, who joined Tayburn 14 years ago, before participating in a management buyout to become co-owner and joint managing dire…
 
In this episode we cross over to our 1000 Better Stories blog, and SCCAN Story Weaver Joana Avi-Lorie shares two of her favourite contributions from last year. You will hear: A trio of poems Nem, Talam, Muir (Air, Earth, Water) read by their author, Erin Rizzato Devlin, followed by a conversation with her sister and collaborator Emir Elisa Rizzato …
 
In this episode, Paul sits down with Nicky Lloyd (Head of Lettings at ESPC Lettings) & Murray Souter (Mortgage Advisor at ESPC Mortgages) to talk all about the buy-to-let market. It's a busy rental market here in Edinburgh with demand seriously outstripping supply so we take stock on what happened in 2022 and our hopes for 2023. If you want to find…
 
Money Box takes a look at three innovative energy projects changing the way people heat their homes to try to improve efficiency and reduce bills.First up is the village of Swaffham Prior in Cambridgeshire where residents and the local council have backed a scheme using air source and ground source heat pumps to warm people's homes. A new, multi-mi…
 
Thanks for listening to the first ever episode of The ESPC Property Show! In this week's episode Paul & Megan are joined by Michael Maloco (Managing Partner at Maloco + Associates) and Tracy French (Property Manager at ELP Arbuthnott McClanachan) to chat all about last year's property market and a look ahead at what 2023 has in store for the indust…
 
Christmas is a time for giving and often that means charitable donations. New research from the Charities Aid Foundation suggests fewer people are supporting good causes because of the rising cost of living putting pressure on their finances. In this episode of Money Box Live, we’re talking to charity founders about how the finances of their organi…
 
The ESPC Property Show is the podcast to listen to if you're interested in any part of the Scottish property market! Each week we'll dive into a topic and share all that you need to know about it. Our promise is to provide honest, jargon-free and data driven advice from informative expert guests. Covering everything from buying a home in Scotland f…
 
We discuss this week's Scottish Budget, from income tax to benefits. Deputy First Minister John Swinney announced that everyone earning more than £43,662 in Scotland will have to pay more income tax next year. It's as the higher rate of tax increases from 41p to 42p in the pound in April, and the top rate from 46p to 47p. We'll get reaction to that…
 
At some point in our lives, we all experience the death of family, friends or partners, and it is never easy. It's made worse - by what can feel like an uncaring and unnecessarily complex bureaucracy which can make dealing with your family finances difficult, draining and confusing. In this podcast, we hear the experiences of some who have gone thr…
 
Glasgow-born Sandy Kennedy, studied at Cambridge and began a law career in London, while enjoying the city's club scene. But when the novelty of legal work and house music wore off, he returned to Scotland to help with his family's laundry business, and embark on his own entrepreneurial adventures as Founder of Klick Direct. The UK-wide photo proce…
 
It's going to be the coldest weekend of the year so far. We already know that typical energy bills will be double what they were last winter. So everyone is looking for ways to use less electricity and gas at the same time as trying to stay warm. One solution is being offered by so-called 'warm banks' - places where people can go to keep warm if th…
 
As households grapple with cost of living pressures and with Christmas just around the corner, many will be looking for cheaper options for the big day.We speak to listeners who share with us how they’ll be managing their finances this festive period.On the expert panel are, Richard Lane, Director of External Affairs at StepChange Debt Charity and …
 
An new report suggests children are put at risk by 'loot boxes' in video games.More than a thousand steelworkers will share compensation of £49 million for pension mis-selling, but campaigners say it is unfair and inadequate. HSBC will close a quarter of its remaining branches next year. It is offering some customers free computer tablets instead. …
 
3.6 million couples in the UK cohabit, meaning they live together in a relationship but without getting married or civil partnered. In fact, they are the fastest growing type of family in this countryIf those couples break up then they usually split their shared finances without the help of courts or solicitors. In fact, splitting after buying a ho…
 
We hear from a man whose home was valued at zero pounds which his mortgage provider said was because his loft was insulated with spray foam.70,000 victims of fraud are sent texts by the police asking them to make contact - but will their bank text them too?People from diverse ethnic backgrounds are paid less than people in the UK who are white. We …
 
The surge in inflation is hitting wide and hitting deep, impacting everything from energy and fuel, to food and everyday household goods. With inflation this high, the effects are leading to significant changes in the way lives are being lived – well beyond those on low incomes. In practice, rising costs of almost everything has meant large swatche…
 
In this special Money Box we will delve into Jeremy Hunt's Autumn Statement and see what lies in the small print. How will changes to the support you’ll be getting to pay for your energy bills affect you? Paul Lewis and Nimesh Shah, the Chief Executive of Blick Rothenberg on why tax changes matter for you.What do announcements on benefits and getti…
 
In our last episode this year, we hear about the success story of Neighbourocracy movement in India, its promise for community driven action on climate and its current expansion into Europe. Tim Daly recorded a conversation with Joseph Rathinam, Director of International Networking and Development for the Neighbourocracy Network, during his visit t…
 
As Chief Executive of Women's Enterprise Scotland, Carolyn Currie is dedicated to supporting and promoting women-led and women-owned businesses. It's a cause she is passionate about, having a forged her own successful career in finance as Head of Business Lending at Royal Bank of Scotland. And as we hear in her conversation with Christine Esson, Ca…
 
With hundreds of thousands of victims and billions of pounds stolen every year, the UK continues to be in the grip of a fraud epidemic. We'll discuss the conclusions of a House of Lords report, which describes how police, telecoms, tech and banking sectors must do more.We hear from victims of fraud and we speak to experts Kathryn Westmore, Senior R…
 
A new report out today is recommending sweeping reform in the way fraud is dealt with in England and Wales. The House of Lords Digital Fraud Committee has spent six months looking at the systems enabling fraud, the response to fraud and how victims are treated. Recommendations range from a time limit stopping high value payments from leaving accoun…
 
Loading …

Quick Reference Guide

Copyright 2023 | Sitemap | Privacy Policy | Terms of Service