The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com
Whatever you lead can only grow when you do. Experience real-life, real-time business and leadership coaching from Dave Ramsey, a successful CEO, popular radio personality, bestselling author, and now the host of The EntreLeadership Podcast. Dave takes your calls and draws on over 30 years of experience as the CEO of Ramsey Solutions to help you overcome the challenges you're facing. More at https://www.ramseysolutions.com/shows/the-entreleadership-podcast.
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The Ramsey Show


1
Help! I Keep Going Back Into Debt… (Hour 1)
44:07
44:07
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44:07
Ken Coleman & Rachel Cruze answer your questions and discuss: Investing vs. saving for a down payment, "Help me get out of the cycle of debt" from the blog: Do This First If You Want to Get Out of Debt, Paying the bills after a layoff, "Sell our property on a payment plan?" Should I use savings to pay off my house? Support Our Sponsor: NetSuite Zan…
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The Ramsey Show


1
Should I Use My Savings To Pay Off Debt? (Hour 2)
44:10
44:10
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44:10
Ken Coleman & Rachel Cruze answer your questions and discuss: How you can get 4 meals for $43, "Should I use my savings to pay off my student loans?" Starting a part-time business to pay off debt, Getting out of an upside down vehicle. from the blog: How to Get Out of an Upside-Down Car Loan Support Our Sponsor: Neighborly Have a question for the s…
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The Ramsey Show


1
This Is What Happens When the Government Tries To “Help” (Hour 3)
43:59
43:59
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43:59
Ken Coleman & Rachel Cruze answer your questions and discuss: How the Fed is screwing up the economy, "I moved in with my boyfriend and then we broke up", "My wife and I disagree about taking a trip for work", Investing vs. paying off the house. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET W…
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The Ramsey Show


1
This Is the Real Madness of March (Hour 1)
44:01
44:01
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44:01
Ken Coleman & Jade Warshaw answer your questions and discuss: March Madness through the lens of college tuition, "Should I buy my wife a truck?" "Is this a scam?" Paying down debt after a layoff, "Should we take 6 months off work to travel?" Support Our Sponsor: PODS Moving & Storage Christian Healthcare Ministries Zander Insurance Neighborly Have …
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The Ramsey Show


1
FOOD: Saving Money on the #1 Budget Buster (Hour 2)
44:04
44:04
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44:04
Ken Coleman & Jade Warshaw answer your questions and discuss: Ken and Jade do a taste test comparing generic and name brand food to save money on groceries, 8 Meal Planning Rules, Saving for retirement to pay off debt, "Should I push my spouse to choose a new career?" Get Clear Career Assessment "Can we finally afford to buy a house?" Support Our S…
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The Ramsey Show


1
He Has $100K in Debt and Wants To Buy a New Tesla… (Hour 3)
44:09
44:09
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44:09
Ken Coleman & Jade Warshaw answer your questions and discuss: "My boyfriend has over $100k in debt and now he wants to buy a new Tesla", "I owe my ex-wife money...", "Should I cancel credit cards as they're paid off?" How to use extra money. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want …
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The Ramsey Show


1
THIS Is the Fastest Way To Build Wealth (Hour 1)
43:55
43:55
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43:55
Dave Ramsey & Rachel Cruze answer your questions and discuss: How aggressively to pay down a car loan, Managing unexpected medical bills, "Should I move to a higher paying job if it changes benefits?" Support Our Sponsor: Churchill Mortgage Zander Insurance DreamCloud Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET…
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The Ramsey Show


1
Should I Invest in Gold in Case the Economy Collapses? (Hour 2)
43:56
43:56
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43:56
Dave Ramsey & Rachel Cruze answer your questions and discuss: Buying a replacement vehicle after a wreck, Investing in gold in case of an economic collapse, from the blog: Why Investing in Precious Metals Is a Bad Idea, "Should we sell some of our rentals?" Buying a family business, Why personal finance is more personal than finance. Support Our Sp…
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The Ramsey Show


1
Meet the Millionaire Toilet Scrubber! (Hour 3)
43:55
43:55
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43:55
Dave Ramsey & Rachel Cruze interview millionaires to find out how they built wealth! Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more…
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The Ramsey Show


1
This Is What the Life of a Hustler Looks Like (Hour 1)
42:48
42:48
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42:48
Dave Ramsey & Jade Warshaw answer your questions and discuss: "Can I pause paying off debt to buy a car?" from the blog: How to Buy a Used Car Right Now, Whole life vs. Term Insurance, from the blog: What Is Term Life Insurance? Saving for retirement vs. paying off debt. Support Our Sponsor: Zander Insurance Churchill Mortgage PODS Moving & Storage…
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The Ramsey Show


1
Quit Trying To Trick Your Way Out of Debt! (Hour 2)
43:05
43:05
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43:05
Dave Ramsey & Jade Warshaw answer your questions and discuss: Following a proven plan vs. "your plan", Should I do a HELOC, from the blog: HELOC: What Is a Home Equity Line of Credit? "Should we pay off our house or invest instead?" What to do with a rental property (and the Sunk Cost Fallacy explained), Handling an inherited IRA. Support Our Spons…
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The Ramsey Show


1
You Need a Lawyer To Put the Fear of God in Your Renters (Hour 3)
43:39
43:39
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43:39
Dave Ramsey & Jade Warshaw answer your questions and discuss: "What do we do with our money during a sabbatical?" What to do when your renters stop paying rent, The best way to save up for a rental property, Transferring mutual funds when employer switches 401(k) plans, "Should I take out small loans to boost my credit score?" from the blog: The Be…
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The Ramsey Show


1
There Are STILL Smart People in America! (Just Not in Washington) (Hour 1)
43:35
43:35
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43:35
Dave Ramsey & Jade Warshaw answer your questions and discuss: How do I get to 15% if I'm already maxing out my 401(k) and Roth? from the blog: Why Should I Invest 15% of My Income for Retirement? Selling a lake house to pay off the primary home, Setting up an estate plan for a tricky family situation, What to do with a settlement, "My husband wants…
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The Ramsey Show


1
Desperation Leads to Stupidity Which Leads to Being Broke (Hour 2)
44:23
44:23
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44:23
Dave Ramsey & Jade Warshaw answer your questions and discuss: Why you should stay away from viaticals, Using savings to pay off rentals, "Should I use my emergency fund to pay off my car?" Support Our Sponsor: Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE…
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The Ramsey Show


1
Leave the Cave, Kill Something, and Drag It Home! (Hour 3)
43:41
43:41
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43:41
Dave Ramsey & Jade Warshaw answer your questions and discuss: What to do with a whole life policy, from the blog: What Is Whole Life Insurance? "Should I keep paying off debt after being laid off?" "How do I best invest an inheritance?" "My husband wants to wait for student loan forgiveness" from the blog: Student Loan Forgiveness Support Our Spons…
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The EntreLeadership Podcast


1
How to Lead High Performers and Scale Your Business
52:35
52:35
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52:35
Today, we hear from: • A leader of an HVAC contractor who has a high performer whose heart isn’t in his work • A store manager who wants advice on how to talk to his father-in-law about passing the business down to him • Dave Ramsey on why corporate America sucks • A sole proprietor electrician who wants to know what to do with his business’s savin…
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The Ramsey Show


1
Delony Rant: This Is an Insane Way To Live! (Hour 1)
43:53
43:53
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43:53
Dr. John Delony & George Kamel answer your questions and discuss: Looking for a new career while paying off debt, What to do with bills in collections, from the blog: How to Pay Off Collections, "Should I sell my house to pay off debt?" from the blog: Should You Sell Your Home to Knock Out Debt? "Protecting your family when you're uninsurable" Supp…
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The Ramsey Show


1
The Dirty Little Secret Behind Credit Card Rewards (Hour 2)
43:45
43:45
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43:45
Dr. John Delony & George Kamel answer your questions and discuss: "Should I save up for a down payment or pay for a house in cash?" The truth behind credit card reward points, "How do I best prepare for my future family?" "I have $230k in undergrad student loan debt", "I'm having a hard time emptying our savings to pay off debts" "We have rental pr…
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The Ramsey Show


1
How Much Money Will Solve All Your Problems? (Hour 3)
43:37
43:37
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43:37
Dr. John Delony & George Kamel answer your questions and discuss: Can money buy happiness? Transitioning from intensity to intentionality "Is it selfish if I feel stuck as a stay-at-home mom?" "Should I sell my house after moving for work?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a…
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The Ramsey Show


1
Financial Peace Turns Emergencies Into Inconveniences (Hour 1)
44:02
44:02
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44:02
Dave Ramsey & Jade Warshaw answer your questions and discuss: "Your plan kept us safe from the SVB collapse", What to do with an old 529, "I owe $3 million on my rental properties..." Support Our Sponsor: NetSuite PODS Moving & Storage Churchill Mortgage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan f…
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The Ramsey Show


1
There’s No Such Thing as a “Forever Home” (Hour 2)
44:26
44:26
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44:26
Dave Ramsey & Jade Warshaw answer your questions and discuss: "Our debt is worse than we thought it was..." "Should we pay off our mortgage or save for a dream home?" "My ex-wife's student loans are in collections", "Sell one rental property to pay off the other?" Support Our Sponsor: Zander Insurance Neighborly Have a question for the show? Call 8…
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The Ramsey Show


1
No More Excuses, You’ve Gotta Make a Change! (Hour 3)
43:51
43:51
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43:51
Dave Ramsey & Jade Warshaw answer your questions and discuss: "I lost half my income and I'm behind on debts", "Do HSAs count toward Baby Step 4?" from the blog: How to Make the Most of Your HSA Investment, What to do with savings after marriage? Investing vs. paying off the home. Support Our Sponsor: Neighborly Have a question for the show? Call 8…
Dave Ramsey & Dr. John Delony answer your questions and discuss: "I'm running out of money to fight for custody", "When should I pay off the house?" Financially planning for a baby, from the blog: Having a Baby? Don't Forget These Expenses Support Our Sponsor: DreamCloud Zander Insurance NetSuite Neighborly Have a question for the show? Call 888-82…
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The Ramsey Show


1
Don’t Nickel and Dime Your Way Into Marriage (Hour 2)
44:06
44:06
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44:06
Dave Ramsey & Dr. John Delony answer your questions and discuss: "Should I allow finances to stop our marriage plans?" "Should I allow my dad to be my financial advisor?" Is the $1000k emergency fund reasonable? from the blog: Is a $1,000 Emergency Fund Enough? "I can't get my wife on board with the Baby Steps", "My husband refuses to get life insu…
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The Ramsey Show


1
Making Financial Decisions When Under Stress (Hour 3)
43:43
43:43
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43:43
Dave Ramsey & Dr. John Delony answer your questions and discuss: How to manage an inherited estate, What to do with a large financial gift, "Should I pay off my house or buy a rental?" Using savings to pay off student loans, "My kids are having a hard time after a move" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225…
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The Ramsey Show


1
Should I Let My Friend Borrow Money? (Hour 1)
43:46
43:46
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43:46
Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I go into business with my friend?" from the blog: The Dirt on Partnerships, What to do when friends ask for money, "Should I break up my brokerage fund into multiple accounts?" "We were gifted a deed" Support Our Sponsor: Christian Healthcare Ministries PODS Moving & Storage Zan…
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The Ramsey Show


1
Don’t Invest Your Money Based on the News Headlines! (Hour 2)
43:50
43:50
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43:50
Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I pull from retirement to pay off credit cards?" Investing to retire early, from the blog: Can I Retire Early? Where a HUD loan goes in the baby steps, Using a brokerage account for a down payment on a house, Taking out social security early to pay off a mortgage. Support Our Spo…
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The Ramsey Show


1
You Have to Chose Which Thing Is Going To Suck (Hour 3)
44:05
44:05
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44:05
Dave Ramsey & Jade Warshaw answer your questions and discuss: "Will buying a condo ruin me financially?" Getting rid of debt while still in school, Helping with an elderly parent's assisted living expenses, Adjusting a budget to go down to one income, "Should I sell the car?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-82…
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The Ramsey Show


1
You’re Hell-Bent on Getting Rich Quick (Hour 1)
43:09
43:09
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43:09
Dave Ramsey & George Kamel answer your questions and discuss: The best way to use an inheritance, "When do you have to pay capital gains tax?" from the blog: What Is Capital Gains Tax? Why you should hardly ever put money in CDs. from the blog: What Is a Certificate of Deposit (CD)? Support Our Sponsor: Zander Insurance Churchill Mortgage PODS Movi…
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The Ramsey Show


1
The Great News About the SVB Collapse (Hour 2)
43:54
43:54
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43:54
Dave Ramsey & George Kamel answer your questions and discuss: The great news about the SVB collapse, from the blog: Why Your Money Is Safe in a Bank: A Look at FDIC Insurance and What It Covers, "Move in with my parents to save money?" "Should we buy whole life insurance?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5…
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The Ramsey Show


1
Should I Rent My Car Out on Turo? (Hour 3)
43:28
43:28
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43:28
Dave Ramsey & George Kamel answer your questions and discuss: Splitting property with family, "Should I buy a car in cash to use as a rental on Turo?" "I have a mountain of debt; where do I start?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minut…
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The EntreLeadership Podcast


1
How to Truly Take Ownership of Your Business
53:05
53:05
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53:05
Today, we hear from: • The owner of an auto mechanic shop who is wondering how she can expand her shop without debt • A middle manager who wants advice on how to treat someone else’s company as his own • A former business owner who wants to protect the business from his ex-son-in-law • A pastor of a rural church who wants to know how debt-free prin…
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The Ramsey Show


1
2023 Real Estate Trends: Should You Buy a House Right Now? (Hour 1)
43:40
43:40
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43:40
George Kamel & Rachel Cruze answer your questions and discuss: "I was laid off right after buying a house", "Can I have fun and still save money?" High Interest rates and 2023 real estate trends, from the blog: 2023 Real Estate Trends: What You Need to Know, "What should I do with a cashed out pension?" Support Our Sponsor: Zander Insurance Churchi…
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The Ramsey Show


1
You Choose: $1200 Car Payment OR 3 Million Dollars? (Hour 2)
43:54
43:54
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43:54
George Kamel & Rachel Cruze answer your questions and discuss: "How can I possibly afford a house?" Short-term vs. long-term mindsets with money, Accessing retirement without tax penalties? "Collectors won't negotiate with me" from the blog: How to Pay Off Collections, Buying a car in Baby Step 2. Support Our Sponsor: PODS Moving & Storage Neighbor…
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The Ramsey Show


1
Setting a Strong Foundation To Build Wealth (Hour 3)
43:47
43:47
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43:47
George Kamel & Rachel Cruze answer your questions and discuss: Setting a foundation to build wealth, "My husband's boss is a pig... should he leave?" "Should I cash out my investments to buy a house?" from the blog: How to Save for a House, Investing while paying off debt. from the blog: When You Should Stop Investing, "When should I invest in my s…
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The Ramsey Show


1
SoFi vs. the Education Department: They’re All Villains! (Hour 1)
43:33
43:33
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43:33
Dave Ramsey & Kristina Ellis answer your questions and discuss: "How can I untangle my parents' financial mess?" SoFi's fight to end the pause on student loan repayments, "Which property should I pay off first?" from the blog: What Are the Baby Steps? "How can I support my son who is recovering from addiction?" Support Our Sponsor: PODS Moving & St…
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The Ramsey Show


1
Tell Your Mom To Stop Acting Crazy (Hour 2)
43:45
43:45
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43:45
Dave Ramsey & Kristina Ellis answer your questions and discuss: "Should I do owner financing on the home I'm selling?" Helping a parent financially, The gift of saying "No!" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bi…
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The Ramsey Show


1
Where Do Bills in Collections Go in the Debt Snowball? (Hour 3)
42:50
42:50
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42:50
Dave Ramsey & Kristina Ellis answer your questions and discuss: "How do we roll over an old 401(k)?" "Where to debts in collections go in the debt snowball?" from the blog: How to Pay Off Collections, "Should I let my son move back home?" "What's the best way for me to buy a home?" Support Our Sponsor: Neighborly Have a question for the show? Call …
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The Ramsey Show


1
Do You Have What It Takes To Get Out of Debt? (Hour 1)
43:51
43:51
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43:51
Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I try house hacking?" Dave and Jade walk through the 7 Baby Steps and ask if you have the motivation to do what it takes to get out of debt, from the blog: What Are the Baby Steps? "How does gift tax work?" from the blog: What Is the 2022 Gift Tax Limit? How to use retirement fun…
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The Ramsey Show


1
There’s Always New Versions of Old Stupid Stuff (Hour 2)
43:21
43:21
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43:21
Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I start day trading?" from the blog: What Is Day Trading and How Does It Work? "My fiancée doesn't want to move into my duplex", "Do credit cards have more fraud protection than debit cards?" "Is our rental house holding us back from accomplishing our goals?" The best retirement …
Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should we rent out our home while living abroad?" Top 10 List: "You Know You Know You Listen to Dave Ramsey When..." "Should I take the offer of a company car?" "What should I do with an inherited IRA?" Preparing for a baby while paying off debt. Support Our Sponsor: Neighborly Have a q…
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The Ramsey Show


1
I Don’t Trust the Market… Should I Be Investing? (Hour 1)
44:11
44:11
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44:11
Dave Ramsey & Ken Coleman answer your questions and discuss: "I don't trust the market... should I be investing?' How to adjust to a new job, "Should I save extra for school in case my 529 doesn't cover it?" "When can I actually use my emergency fund?" "Did I make a rash, emotional decision?" Support Our Sponsor: Churchill Mortgage NetSuite PODS Mo…
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The Ramsey Show


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Ramsey’s Take on Fair & Equitable Taxation (Hour 2)
43:47
43:47
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43:47
Dave Ramsey & Ken Coleman answer your questions and discuss: "When can we pull money from our investments to build our dream home?" What Ramsey thinks about the proposed Fair Tax Act, "How should I save?" from the blog: How Much Should I Have in Savings? Selling the house to pay off debt. Support Our Sponsor: Zander Insurance Have a question for th…
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The Ramsey Show


1
You’ve Made Perpetual Bad Decisions (Hour 3)
43:40
43:40
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43:40
Dave Ramsey & Ken Coleman answer your questions and discuss: Saving up for a dream car, Itemized vs. standard tax deductions, "I've had a series of financial disasters", "What should I do with $260K?" Cash-flowing car repairs. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute a…
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The Ramsey Show


1
7 Tips for First-Time Home Buyers (Hour 1)
44:09
44:09
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44:09
Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I claim all my kids on my taxes?" How much you need in savings, 7 tips for first-time home buyers, from the blog: Tips for First-Time Home Buyers, "Should we do an interest rate buy down?" from the blog: What Are Mortgage Points and How Do They Work? "How much of my inheritance d…
Dave Ramsey & Jade Warshaw answer your questions and discuss: "I lost my dream car on a game show. Can I afford to buy it?" Investing in company stocks, A debt-free scream AND wedding proposal! "Should we sell our house to invest the mortgage payment?" What to do with an old 401(k). Have a question for the show? Call 888-825-5225 Weekdays from 2-5p…
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The Ramsey Show


1
You’re Gonna Lose Your Butt on This (Hour 3)
43:37
43:37
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43:37
Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I finance a vehicle from my employer?" How to save for a child with disabilities, "Am I house poor?" Update on real estate trends in 2023, from the blog: 2023 Real Estate Trends: What You Need to Know, Getting out of a financed vehicle. Have a question for the show? Call 888-825-…
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The EntreLeadership Podcast


1
How to Make Hard Decisions and Achieve Greatness
1:05:42
1:05:42
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Today, we hear from: • A business owner who is trying to figure out when to hire so he can scale his business • Lewis Howes on his book The Greatness Mindset • A business owner whose rent keeps going up and is wondering if he should build or buy a new building • A school board member who is afraid the school is going to close because of its poor fi…