show episodes
 
Money: you make it, you want more of it, and you want to protect it. We are The Real Money Pros, a show hosted collaboratively by experts who specialize in investing, financial and estate planning, taxes, insurance, and any other way to grow wealth. Plus, we make it fun! We help you know good advice from bad - especially when everyone seems to want a piece of your money. www.TheRealMoneyPros.com
 
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show series
 
As Secure Act 2.0 moves forward, we are going to see more and more updates along the way. Today, Nic gives us the most recent updates on the retirement-focused legislation as of June 2022. Raised RMD age, student loan debt relief, penalty-free early withdrawals, and more. Nic Daniels BFA™, Financial Advisor https://www.therealmoneypros.com https://…
 
Are we headed into a recession? That’s the big question you’re hearing everyone talk about. Brian and Jeremiah gives tips on how to prepare for down markets and the importance of digging for the opportunities. Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor https://www.therealmoneypros.com https://www.treecityadvisors.com…
 
Phew! It's looking rough out there right now, folks. The markets are taking a beating, the crypto sector is having a crisis – what do we do?! Well, we stay calm! These drops in the market is nothing the world hasn't seen before. Your advice for this week? Stay the course. Nic Daniels BFA™, Financial Advisor https://www.therealmoneypros.com https://…
 
If you’re looking for dividend-paying investments to supply fixed income in retirement, here are some things you should know! When you watch the news and hear that your bond’s yield has dropped, don’t fret! It’s not what you think it may mean. Nic Daniels BFA™, Financial Advisor https://www.therealmoneypros.com https://www.treecityadvisors.com…
 
No, no – we're not transitioning into a wilderness survival podcast! Although Nic loves the outdoors, he's here to give advice on how to survive a bear market. Since this isn't the first, nor last time we'll see one, here's some advice to give you the best leg up that you can give yourself when the markets start to look scary. Nic Daniels BFA™, Fin…
 
When you go out and get gas before work and buy groceries for dinner, how bad are you feeling the effects of inflation? Brian and Alex discuss ways to respond effectively and how to invest and prepare for situations like these. In the second hour, they touch on how to pass on your selling business and how to make sure the person who takes over will…
 
Johnny Russell from Fairly Reliable Bob's, a staple dealership in Boise, joins Nic in this podcast to answer all questions regarding the auto industry. Financing, supply shortages, new vs. old, and more. Contact Johnny for vehicle sales by visiting their website below! Johnny Russell, Sales Manager https://www.fairlys.com Nic Daniels BFA™, Financia…
 
Compared to the booming real estate industry we had just a year ago, things are already looking to slow down. Brian and Jeremiah toss around ideas of how our current economy is different than it was in '08 and '09. Do we change our habits or do we simply stay the course? Brian Wiley, Financial Advisor Jeremiah Bates, Advisor www.therealmoneypros.co…
 
Priorities: The first things you may think of are your children. But what most people won’t tell you is that it’s ok to focus on yourself first! And it’s especially true when it comes to funding your retirement. Nic explains why your retirement should be your main focus… Nic Daniels BFA™, Financial Advisor https://www.therealmoneypros.com https://w…
 
After three years, the IRS decided to finally clarify the rules that pertain to non-spousal inheritance of Traditional and Roth IRAs. More specifically, how those beneficiaries are to distribute those funds within those IRAs after taking possession. The Secure Act 1.0 was enacted in 2019! So much for efficiency... Nic Daniels BFA™, Financial Adviso…
 
On this Week in Review episode, Nic wanted to focus on what really matters. And no, it’s not money. After reflecting on this week’s tragedy and those that came before, we should just stop for a minute and give thanks. Make sure that the ones closest to us feel loved and appreciated. Nic Daniels BFA™, Financial Advisor www.therealmoneypros.com www.t…
 
The supply chain bottleneck is very apparent in the automotive industry. The prices of used cars are becoming so outrageous that some model years are MORE than what they were brand new. So what would stop you from choosing new instead of used? Nic Daniels BFA™, Financial Advisor www.therealmoneypros.com www.treecityadvisors.com…
 
Well, since everything else is getting more expensive we might as well have higher phone bills, too! Defense companies are landing contracts with the U.S. government to replace resources we've sent to Ukraine and countries are starting to ban food exports. And the markets? Let's not even mention it... Nic Daniels BFA™, Financial Advisor www.thereal…
 
Market performance has been rough this past month! You can either blame the world or you can become opportunisitic. What could you take advantage of while the numbers are down? An Estate Planning Attorney joins Jeremiah for the second hour to give tips on how to protect your family and your assets after an untimely death. Steve Rausch, Attorney www…
 
Diversification this, diversification that. But what does it actually mean and why is it so important for long-term investing? Just because you have money in many different mutual funds, it doesn't necessarily mean you're truly diversified. Source: https://www.callan.com/periodic-table/ Nic Daniels BFA™, Financial Advisor www.therealmoneypros.com w…
 
Brian and Nic talk about everything related to our current housing market landscape. Rising interest rates, home equity lines of credit, and more. Like the wisest investor of all time said, if you don't understand it, don't invest in it! Crypto digital assets and caller questions. Brian Wiley, Financial Advisor Nic Daniels BFA™, Financial Advisor w…
 
Are the markets crazy? Or do they just have many personalities? We ditch our typical Week in Review episode this Friday to bring in our colleague, Kent Owings. Nic and Kent talk about some of the reasons why the markets so often swing back and forth. Nic Daniels BFA™, Financial Advisor Kent Owings AWMA®, Wealth Advisor www.therealmoneypros.com www.…
 
What the heck is happening to my money right now? That's a question we've all asked ourselves after the past few months. Well, it's really not THAT surprising when you consider the fact that we're still making our way out of the pandemic. Nic Daniels BFA™, Financial Advisor www.therealmoneypros.com www.treecityadvisors.com…
 
You've created a business and ran it successfully (hopefully) for years. You're getting older or you're getting bored and want to do something else. But you can't exactly just quit, so what's your exit strategy? Jeremiah and Brian talk about selling or buying a business and other tips on how to run one. Brian Wiley, Financial Advisor Jeremiah Bates…
 
Screw renewable energy – lets go back to the good 'ol days! COAL! If you have a 401(k) with Fidelity, you'll soon be able to have up to 20% of your account invested in Bitcoin. Rhode Island democrat wants to financially penalize the unvaccinated and much, much more for your weekly review. Nic Daniels BFA™, Financial Advisor www.therealmoneypros.com…
 
Financial literacy, especially within the Armed Forces, is declining! What does that mean and what could be the cause? Follow the link below to see how you fare against the U.S. military when it comes to financial knowledge. Take the quiz: https://grow.acorns.com/8-question-financial-literacy-test/ Nic Daniels BFA™, Financial Advisor www.therealmon…
 
It's not often that we're able to guarantee anything due to the industry we work in. But if you're looking for a short-term investment to park your cash in, consider I-Bonds! And if you lock them in by April 28th, you're going to be looking at a 8.54% return. Nic Daniels BFA™, Financial Advisor https://treasurydirect.gov www.therealmoneypros.com ww…
 
Taxes were paid last Monday! Or at least should have been... Brian explains why next time, you might just want to skip out on paying on your estimated taxes. Interest rates, bonds, and fiduciary rules. Also, what are the benefits and drawbacks of being self-employed? Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor www.therealmoneyp…
 
If you're on the hunt to buy a house right now, you know just how cutthroat the market is. It's TOUGH out there! Even more so knowing that interest rates are higher than they were just a year ago... Nic explains what rising interest rates mean for the future of the housing market. Nic Daniels BFA™, Financial Advisor www.therealmoneypros.com www.tre…
 
No matter what, we all have choices! It's especially true when it comes to our finances. While Brian was getting a well needed break, Alex and Nic take a hold of the ship. They talk about staying consistent with positive financial choices. Prepare for the future, but also enjoy the money you make – it's yours! Alexandra Lundgren AIF®, Financial Adv…
 
Tomorrow is Good Friday, the markets are closed, and we get a three-day weekend! By the end of the summer, Biden haters may end up loving the cheaper gas prices... Plus, Rivian releases a near $200K luxury EV and Elon Musk offers billions to take Twitter private. Happy Easter! Nic Daniels BFA™, Financial Advisor www.therealmoneypros.com www.treecit…
 
Most European countries have been the most progressive and the loudest when it comes to using renewable energy. While their legislations would lead you to think they're ready to make these changes, their reliance on Russian oil is now the most apparent. Will Europe and the rest of the world be ready to make the switch before it's too late? Nic Dani…
 
During this time of the year, we're always prepared to pay some taxes. But THIS much?! Not what you were expecting. Jeremiah and Brian touch on other topics such as trusts and estate planning, Secure Act 2.0, and answers to caller questions. Brian Wiley, Financial Advisor Jeremiah Bates, Advisor www.therealmoneypros.com www.treecityadvisors.com…
 
We hear lots about the Federal Reserve and how they're going to reduce or raise interest rates. But what about their balance sheet? Looking at the Fed's balance sheet gives us more details to the story about how their actions affect our markets. Nic Daniels BFA™, Financial Advisor www.therealmoneypros.com www.treecityadvisors.com…
 
If you had the means to totally pay off your home, would you? Or, could you live with the debt of a mortgage? There are times when the calculator doesn't accurately represent what's best for you! Reverse mortgages, jumbo loans, caller questions, and more. Brian Wiley, Financial Advisor Kent Owings AWMA®, Wealth Advisor www.therealmoneypros.com www.…
 
Biden’s “Billionaire Minimum Income Tax” won’t affect the majority of Americans. Definitely no one that listens to this podcast! Nic talks about the near $5.8 trillion budget request by the Biden administration and what the budget will be spent on. Nic Daniels BFA™, Financial Advisor www.therealmoneypros.com www.treecityadvisors.com…
 
Imagine this: You find out about target date funds, you think they'd be a great option for you, you feel great about saving for the future. BOOM. You're hit with an unexpectedly high tax. For those who held Vanguard's target date funds in their non-qualified accounts actually lived that reality... Nic Daniels BFA™, Financial Advisor www.therealmone…
 
Sometimes saying nothing at all speaks the loudest. Xi Jinping is standing behind Russia while they wage war on Ukraine. Is there anything China can do to re-attract global investors to put their money back into the country? Nic Daniels BFA™, Financial Advisor www.therealmoneypros.com www.treecityadvisors.com…
 
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