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Have you ever wanted to pull a freaky Friday with your mom? What could possibly go wrong? Dr. Anissa and Dr. Britt are a mother-daughter duo who struggle to maintain a healthy codependency with clear boundaries (Think Gilmore Girls meets BF Skinner). Dr. Britt is a BCBA-D and has been in the ABA field for 15 years, as a professor, researcher, and practitioner. Dr. Anissa has a Doctorate in Education, and has focused on adult learning and youth development for 10+ years. After Dr. Anissa atte ...
 
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, rec ...
 
We are a passionate group of college friends from Pantnagar turned Radiopreneurs. You can now listen to fresh episodes Stars of Pantnagar, each week every Wednesday.You can Listen to our shows on Spotify, JioSaavn, iTunes, Google Podcast, Amazon TuneIn+ Alexa, Stitcher, Deezer, Podchaser, Overcast.Official website- www.starsofpantnagar.comThe Podcast start-up was founded by Nitin Leccors Srivastav.The host of podcast includes Alok, Gaurav, Mohan and RajinderStudio Programming by Akshay Kr. U ...
 
Welcome to the world's #1 essential oils podcast –– where each week, we demystify the world of aromatherapy and make essential oils your no-brainer approach to just about everything. Explore how to use essential oils for better health, toxin-free living, DIY projects, skincare, weight loss, emotional and spiritual health, and more. Essential Oil Beginners: Grab our complimentary quick start guide here: www.freeoilcourse.com Love Young Living Essential Oils? Us too! Or maybe you use DoTerra, ...
 
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show series
 
Flowers, chocolates, dinner - Clark smart ways to save on Valentine gifts. Plus, our Clark.com audience poll answers the question - How much should you spend on a first date? Also, Clark weighed in on buying an EV just 2 months ago. But prices have dropped recently. Has this changed his recommendation? Save on Valentine Gifts: Segment 1 Ask Clark: …
 
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, Clark clears confusion over settlements being paid by T-mobile and AT&T - and has a necessary fraud protection step for T-Mobile customers. Clark Stinks: Segments 1 & 2 AT&T and T-Mobile Settlements: Segment 3 Ask Cl…
 
Tax season time and documents are rolling in. Hiring a CPA, using Free File, TurboTax… you have filing options. Clark helps you choose the right one for your circumstances. And what is Return Free Filing and why don’t we have it in the U.S.?! Also, Americans in just 90 days lost a collective $42B in interest they would have earned taking their mone…
 
Last week, I shared six ways I still struggle in my home, and this week I’m sharing the good news! There are things that definitely used to be a struggle that aren’t a struggle any more. What a relief! For most of my life, I didn’t think I’d conquer these things. My books Want to […] The post 364: Six Ways I No Longer Struggle in My Home appeared f…
 
Today Clark covers fakes and thefts. You may be thinking about Valentine gifts now and jewelry is a favorite choice. But before you buy, Clark has a warning about the prevalence of counterfeits, and how to protect your wallet. Also, theft rings and smash & grabs have been hitting retailers hard throughout the country. Hear what retailers are doing …
 
On this episode of Crap No One Tells You, Jimmy Talbert joins us to talk all about video marketing. As Co-Founder and Head of Marketing for WHYnot Results, Jimmy has worked with, and learned from, some of the most innovative marketers in the world… and has the results to show for it! From his studio in Arizona, Jimmy is here to tell us about the cu…
 
Hardship withdrawals from 401(k)s have doubled over the past year. Clark discusses the tax ramifications and offers alternatives. Also, Clark champions entrepreneurs creating startups or joining franchises in tough times. But this comes with a very important warning vital to success: Vetting an opportunity and avoiding the job & training scamsters …
 
Last year was ugly in the stock & bond market - Clark lends perspective on investing cycles and your best approach to investing moving forward. Also in this episode - another down cycle. In the midst of massive tech layoffs, there is a silver lining. Historically, tech industry down cycles create the next great wave of innovation. Clark speaks dire…
 
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, there’s some important stats and steps to know when financing a vehicle. Clark tells you how to short circuit getting ripped off on a car purchase. Clark Stinks: Segments 1 & 2 Vehicle Financing: Segment 3 Ask Clark: Segment 4 Menti…
 
Your dining out experience may be getting better as labor shortages ease in some areas, and tech provides new efficiencies in the restaurant business. Plus, hear how drone delivery is expanding. Also in this episode, Clark weighs in on the enlightened self-interest of employers allowing 4 day work weeks and flex scheduling - Win Win. Tech Efficienc…
 
I’ve been told many times that some people find encouragement from knowing that this “slob struggle” is a lifelong struggle. Knowing that it isn’t something that ever goes away means you don’t have to feel defeated when you find yourself struggling, you just need to apply the strategies that help you manage this struggle successfully. […] The post …
 
Clark has long despised noncompete clauses for workers. There’s finally a new proposal to do away with them from the FTC. Clark is on board and has some advice for job seekers. Also, there are new rules for IRAs and 401(k)s. Clark clarifies new & forthcoming options. Covenants Not To Compete: Segment 1 Ask Clark: Segment 2 New Retirement Account Ru…
 
On this episode of Crap No One Tells You, Dawn Abbamondi speaks to us about all the crap we didn’t know about franchising. With over 20 years in the franchising industry, and having been a franchisee herself, Dawn is a “franchise player.” Now, Dawn is here to tell us about what it takes to be a franchisor/franchisee, guidelines and regulations, fin…
 
While recent changes to medical debt credit reporting will help, medical debt accounts for half the negative marks on credit reports, due in part to the medical industry’s resistance to lawful price disclosure under the No Surprises Act - which unfortunately excludes ambulance service. Clark discusses this glaring omission and the role of non-profi…
 
Robin Lee was once a full-time Kindergarten teacher enjoying the occasional use of essential oils for herself and in the classroom. But, noticing a gap in the market of aroma jewelry –– mainly the lack of chique, elegant diffuser jewelry options –– she began making her own as a hobby. One year later she quit her teaching job and became a full-time …
 
If you work remotely, you may be part of something that is going to make housing cheaper for all. Clark explains how Covid migration drove housing prices up, but longer term, is having the opposite effect. Also, something new - again - CD ladders. Clark explains how this saving technique can work for you in the current and foreseeable rate environm…
 
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - DEALS. Clark shares why January 20th is a key date for deep discounts, what’s on sale and where to find the bargains - including TRAVEL. Clark Stinks: Segments 1 & 2 Deep Discounts & Deals: Segment 3 Ask Clark: Segm…
 
Tax season is upon us with a better staffed IRS expected this year. Clark has a few reminders before you file. Also in today’s show - Clark has always advocated paying off debt. Does that include paying down your mortgage faster? Clark has a formula for determining that, and advice for prioritizing where to put any extra funds you may have. Tax Rem…
 
I’m often asked what to do when things definitely fit into the space (the container concept) but it’s still too much stuff. That’s where your Clutter Threshold comes in. In this episode, I’m talking about when and how to use the Container Concept to declutter and when to focus on your Clutter Threshold. My books […] The post 362: The Container Conc…
 
With the new year comes new health insurance deductibles, and many are feeling it when filling prescriptions. Learn why employer prescription plans are your frenemy - and what Mark Cuban is doing in the world of prescription medications. Also in this episode, what constitutes being wealthy? Clark discusses how people perceive and self-assess wealth…
 
Various factors are contributing to a shortage of college students, forcing many schools to cut tuitions and reevaluate their relevance. This as state supported trade, technical and community colleges are challenged to better align curriculum to the needs of the workplace. Clark discusses the transformation in higher education, its value, and your …
 
On this episode of Crap No One Tells You, Justin Kendter talks to us about the lesser known aspects of Medicare. As an insurance broker who specializes in plans for Medicare beneficiaries, Justin is well-versed in the field. Today, he is here to discuss the lesser known crap regarding the topic and his profession, such as Medicare regulations, what…
 
Amy Anthony was once just your average corporate employee living in New York City, when, by chance, she was introduced to essential oils. This simple, yet powerful act helped Amy reconnect to her love of nature and eventually led to a complete 180 of her life and career. Tune in to hear her story and about the many ways essential oils can positivel…
 
We've all been victims of customer-no-service. So how do you effectively complain and resolve an issue? Persistent patience and various resources including a new service. Also, do you have things gathering dust you now regret buying? Take the “closet test” and learn to defeat the tactics behind impulse buying. Customer No-Service Resources: Segment…
 
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, with the new EV tax credits, is this the year to buy an electric vehicle? Clark goes over the important considerations around this major decision. Clark Stinks: Segments 1 & 2 EV Tax Credits & Update: Segment 3 Ask C…
 
Freelancing and side gigs are becoming the norm for many Americans between jobs or looking to make more money. Get Clark’s tips on how to find legit jobs and set up your side business. Later, how would you like a bank loan at 200%? Predatory lending is happening on a national scale, hurting lots of people - and it’s legal. Clark explains how this c…
 
It’s that week of the year when it feels right to change EVERYTHING! Since that never actually works out well, I’m sharing five small things you can do right now that will have big impact on your home over the next year. These aren’t things to plan to do, they’re things to actually do. My […] The post 361: Are You Hoarding Your Creativity? appeared…
 
Clark gets back to basics today to help you determine if you need a budgeting app and which one may work best for you. Also in this episode, the streaming giants are losing subscribers and money so changes are on the way. Get Clark’s take on what to look out for to protect your wallet, and what to know about free TV. Budgeting Apps: Segment 1 Ask C…
 
On this episode of Crap No One Tells You, Mike Esposito joins us to talk all about tech school. As someone who has tons of experience in IT and tech-ed, Mike has seen the benefits of technical school on others, and reaped them himself. Now, he is here to speak about the benefits tech school can bring those who do not want to attend traditional coll…
 
There’s a price war going on in the cell phone industry and consumers can win savings! Clark points the way. Also, the South experienced record cold over the holidays causing pipes to burst and costing millions in water damage. No matter where you live, know how to prevent this and what steps to take if you have suffered damage to your dwelling. Ce…
 
Life can feel unpredictable for those suffering from chronic headaches or migraines. On today's show, you'll learn some of the best natural ways you can combat your headaches through the lens of a Functional Medicine practitioner. See full show notes for this episode HERE. Leave us a review while you’re there. Learn more about Dr. Meg Mill HERE. Fi…
 
Clark’s first in a series about new tax rules in effect: A GREAT development with 529 plans may change your decisions on how to save for college. Also, Clark covers energy credits in the Inflation Reduction Act. Learn what you may be eligible for, covering heat pumps, solar and more, and why you should take your time! New 529 Plan Rules: Segment 1 …
 
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark goes back to basics on credit card debt. If you're committed to paying off debt, Clark smart strategies can help get you to debt free. Clark Stinks: Segments 1 & 2 Credit Card Debt: Segment 3 Ask Clark: Segment 4 Mentioned on …
 
Airbnb hired a background check company to vet owners and renters, fueling complaints of unjustified bans, mistaken identity, and no real appeal process. Clark weighs in. Also - planes, trains and automobiles - Clark got caught in the Southwest meltdown, and recounts his 3 day journey to make it home by Christmas. Airbnb Background Checks: Segment …
 
I loved this conversation with Renee. We discussed: Dealing with paper clutter Helping her mom (who lives with her) with her stuff Finding and maintaining motivation My books Want to be a patron of the show? Find out how at Patreon. Want to find a decluttering coach?? Want to BE a decluttering coach?? […] The post 360: Setting Up Systems and Doing …
 
A new year, and many have resolved to work out more. Clark answers the burning question: When do you sign a contract with a gym that obligates you for 1, 2 or 3 years? Get the lowdown on gym membership and the commitment to fitness. Also, hear why younger generations are now more likely to suffer fraud than seniors. Clark counts the ways, and share…
 
On this episode of Crap No One Tells You, Beth Allen joins us to talk about being, and what it takes to be, a female homeowner. As a homeowner, licensed contractor, and teacher of home-improvement, Beth has a crap-ton of knowledge and experience in her toolbelt. Join our conversation as she explains what goes into being a good homeowner, how to avo…
 
Gift cards are universal but there’s a mistake about half us make with them. Major retailers make hundreds of millions of dollars on gift cards never redeemed. Clark has an assignment for you, including when best to start. Also - “cash stuffing” - a new term for a classic idea Clark has long recommended, can teach the real value of real money. Gift…
 
The world of weed is changing by leaps and bounds every year. But what does the world of cannabis have to do with essential oils? It turns out, a lot, actually. On today's show, we dive into the world of marijuana to talk about its medicinal and recreational benefits, tips for beginners, and how the study of terpenes relates to aromatherapy. See fu…
 
It’s that week of the year when it feels right to change EVERYTHING! Since that never actually works out well, I’m sharing five small things you can do right now that will have big impact on your home over the next year. These aren’t things to plan to do, they’re things to actually do. This […] The post 359: 5 Small Things You Can Do Right Now to C…
 
On this episode of Crap No One Tells You, Jennifer Faust joins the pod to talk all about business taxes. As an experienced CPA, Jen values being a “people-person” just as much as being a “numbers-person.” Now, she is here to explain the value of being empathetic as an accountant, how tax semantics can differ between businesses, how to prepare taxes…
 
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, Clark shares a key step to defend your identity and accounts from SIM swapping - the theft of your cell service. Now T-Mobile has a new security feature that helps block this type of fraud. Clark Stinks: Segments 1 &…
 
Good news this Christmas week - Despite upheaval in some employment sectors, Clark shares indications we are moving closer to economic equilibrium. Gas prices are now lower, including diesel for truckers, and a new report finds online prices declining as well in many categories. Also, the car rental game has gotten tougher for consumers. Companies …
 
This was such an interesting conversation! I think you’ll love hearing from Caroline. She lives on a boat . . . in LONDON! We discussed: how to take things there now when you can’t actually get “there” right “now.” how to decide what containers/furniture pieces are needed before bringing things back into her space. and […] The post 358: Applying th…
 
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