show episodes
 
Expand your investing horizons and look to the long term. Join hosts Christine Benz and Jeff Ptak as they talk to influential leaders in investing, advice, and personal finance about a wide-range of topics, such as asset allocation and balancing risk and return.
 
The best startup advice from Silicon Valley and beyond. Iconic CEOs — from Nike to Netflix, Starbucks to Slack — share the stories and strategies that helped them grow from startups into global brands. On each episode, host Reid Hoffman — LinkedIn cofounder, Greylock partner and legendary Silicon Valley investor — proves an unconventional theory about how businesses scale, while his guests share the story of how I built this company. Reid and guests talk entrepreneurship, leadership, strateg ...
 
Welcome to CMO Conversations – a brand new podcast that takes you inside the mind of the modern CMO. Every other week, Drift CMO Tricia Gellman sits down with a different CMO and goes deep on their experience. What did their path to becoming a CMO look like? What advice do they have for up-and-coming marketers? What’s their superpower? And how do they navigate the challenges of a role that's constantly evolving? Because if there's one thing today's CMO can count on – it's change. Want even m ...
 
This Week in Intelligent Investing examines timely and timeless investment topics to help you become a better investor. Enjoy authentic, unscripted discussion, featuring Chris Bloomstran of Semper Augustus Investments Group, Phil Ordway of Anabatic Investment Partners, Elliot Turner of RGA Investment Advisors, and other thought-leading investors. The podcast is to you exclusively by MOI Global, the research-driven membership organization of intelligent investors. Your host is John Mihaljevic ...
 
You can afford anything, but not everything. We make daily decisions and create habits around how to spend money, time, energy, focus and attention – and ultimately, our life. Every decision is a trade-off against another choice. But how deeply do we contemplate these choices? Are we settling for the default mode? Or are we ruthlessly optimizing around a deliberate life? Are we creating financial independence, early retirement and debt freedom? Are we managing money wisely? Host Paula Pant i ...
 
Concerned with QE's effects on equity valuations? Looking for ideas for your Isa? Or just plain confused by the stock market? Each week, the Investors Chronicle picks apart the latest news for companies, markets and funds in our regular magazine podcasts. Subscribe for these, along with CEO interviews, company-specific shows and special in-depth discussions on big market themes.
 
Money goes where it's treated best. That simple truth is a big reason why more and more money—trillions, in fact—flows into a powerful, low-cost tool that's quietly transformed investing in recent years. Exchange-traded funds, or ETFs, let you invest in everything from the stock market to gold like never before. This biweekly podcast will demystify them—and delight you in the process.
 
Cannabis news and stocks to watch plus insight from thought leaders and experts brought to you by Investorideas.com potcasts - Weekly series - interviews with experts, and CEO of top cannabis companies globally and locally News and stock research at Cannabisinvestorideas.com and Investorideas.com Do you trade or invest in Marijuana / Hemp Stocks? Check out our podcast daily for news on CSE, TSX, TSXV, OTC, NASDAQ, NYSE, ASX Marijuana / Hemp Stocks
 
On Behind The Idea, Seeking Alpha editors Mike Taylor and Daniel Shvartsman take a closer look at an investment idea published on Seeking Alpha to see what makes for compelling investing analysis. We look at what’s happening with the underlying company, what the author’s case is, how well s/he made that case, and what we can learn from this investment story. We also bring on the authors, top investors, and industry analysts or experts to explore the case further. We hope the breakdowns and d ...
 
Pursuing inner ambitions, diverging from the status quo and venturing down a new path are daunting.Even though we have an idea of the results we want (close relationships, financial peace of mind, ability to give back to others, professional achievements…) we’re left wondering if our greatest potential will enter the world before we depart. Conscious Investors know the Red Pill simply opens the mind but each person must decide to unravel deeper truths. They know that the best excuses will ke ...
 
This interactive podcast is hosted by Eric Anderson, President Extremity Surgical, interviewing guests that include medical device executives, Orthopedic surgeons, hospital administrators and staff, and others who experience disruptive technology in the Orthopedic space. Hard hitting interviews with the correct amount of information, humor, and surprise twists.
 
It seems that the future of blockchain industry can go down very different paths, and each path has its group of hard core believers. They can’t all be right. Perhaps by hearing the experts debate, the rest of us can compare their reasoning and see the future a bit more clearly. Whether you’re a builder or investor, whether you consider yourself blockchain-savvy or blockchain-curious, if you want to hear all arguments before predicting the future of blockchain, this podcast is for you. Follo ...
 
Regular aviation chat show, discussing the future of flight. Featuring industry leaders from around the world who are shaping the future of flight , this show covers all areas of the Fourth Aviation Revolution. From the start-ups to existing aviation giants, investors and the regulators. Tech experts swap ideas with aviation veterans. Hosted by Alasdair Whyte and brought to you by the team at Revolution.Aero.Connect with us at www.revolution.aero
 
The HealthBiz podcast features in-depth interviews on healthcare business, technology and policy with entrepreneurs and CEOs. Host David E. Williams is president of healthcare strategy consulting boutique, Health Business Group https://healthbusinessgroup.com/ a board member and investor in private healthcare companies, and author of the Health Business Blog. His strategic and humorous approach to healthcare provides a refreshing break from the usual BS. Connect with David on LinkedIn https: ...
 
Whether you're a novice trader or an experienced investor, the Daily Stock Market News podcast will keep you ahead of what's going on in the financial world. This show is dedicated to providing investors with high-quality content that can be consumed in just a few minutes, so it won't waste your time and give you the information you need.
 
This is the podcast dedicated to the global cleanweb community. Cleanweb is the use of connected Information Technology to help address resource and sustainable challenges. In this podcast, we shine a light on the products and services with a cleanweb focus. Once a week, the spotlight will be on the leaders of the cleanweb movement. This will accelerate the take up of new and exciting solutions moving us towards a sustainable way of living. Whether you are a budding entrepreneur with a great ...
 
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ChooseFI

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ChooseFI

The Unstuck Network

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How would your life change if you reached Financial Independence and got to the point where working is optional? What actions can you take today to make that not just possible but probable. Jonathan & Brad explore the tactics that the FI community uses to reclaim decades of their lives. They discuss reducing expenses, crushing debt, tax optimization, building passive income streams through online businesses and real estate and how to travel the world for free. Every episode is packed with ac ...
 
Ready to grow your wealth through smarter investing decisions? With The Meb Faber Show, bestselling author, entrepreneur, and investment fund manager, Meb Faber, brings you insights on today’s markets and the art of investing. Featuring some of the top investment professionals in the world as his guests, Meb will help you interpret global equity, bond, and commodity markets just like the pros. Whether it’s smart beta, trend following, value investing, or any other timely market topic, each w ...
 
Do you have an idea that you believe would make a good business? Concerned about how and where to get started? Or are you in business and may be considering bankruptcy? Perhaps you’re in business and are trying to recover from bankruptcy? Welcome to Financial 1st Aid hosted by Vera McCoy. Whether you’re an entrepreneur or an investor who’s wanting to start a business or considering bankruptcy, Financial 1st Aid is here to help you move in the right direction - from idea to development to imp ...
 
Boston exports ideas and imports money. The city's unique concentration of academic talent and entrepreneurial culture is renowned for creating powerful new technologies and companies. These ideas and companies attract smart money from around the globe. This podcast surveys the companies that venture capitalists and strategic investors will be courting in a few years. I’m Sal Daher, host of the Angel Invest Boston Podcast. After immigrating to Boston as a child and attending Belmont High Sch ...
 
Getting To Escrow is designed to help newer agents who are uncomfortable with the idea of building a client base and struggling with getting through client meetings. You will learn to grow the social activities you enjoy and build a system of focussed client interactions. The main benefit is you will build a great business by actively participating in a lifestyle you love.
 
Join alongside two young guys on our journey to achieve our goals of financial freedom early on in life, shattering the myth that you can’t be wealthy until you’re 65. We’ll cover all of the ingredients that create a growth mindset geared toward success, including goal setting, motivation, investing, & entrepreneurship. If you want to take your capabilities to the next level and achieve incredible success, then this podcast is the absolute best place to be. Subscribe to the show so you can b ...
 
Curious, Connected Conversations is where we do just that; we connect, we get curious, and we have conversations.I’m Katy Henry. I am a Female Entrepreneur, an investor, business owner, 5 Elements acupuncture practitioner, intuitive coach, and the creator of the Activate and Advance Energy Self success System.I LOVE connection and conversations, and in this brand new podcast I am delighted to be sharing dialogue and discussions with some amazing people.It’s my hope and my invitation that the ...
 
Startup Snapshot is a Tech in Asia podcast that uncovers the raw emotions and roller-coaster journeys that startup founders face when trying to turn their innovative ideas into reality. Host Nathaniel Fetalvero talks to entrepreneurs and business leaders from across the region, discussing how the lessons they've picked up on their startup journey helped shape them into who they are today. Aside from Startup Snapshot, you can tune in to Deep Dive on the first Wednesday of each month, where Na ...
 
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InvestTalk

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InvestTalk

Hosts Steve Peasley & Justin Klein | Wealth Managers and Investment Advisors

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In today's global economy, understanding investment options can be an extremely challenging task. Investors are continually bombarded with hearsay opinions and ever-changing financial data. So, to prevail, serious investors need the benefit of market education and unbiased guidance. This realization is why a fast-growing number of listeners choose to make KPP Financial's 'InvestTalk' radio program and podcast a must have element of their investing strategy. InvestTalk is a weekday program th ...
 
A personal finance and investing podcast on money, how it works, how to invest it and how to live without worrying about it. J. David Stein is a former Chief Investment Strategist and money manager. For close to two decades, he has been teaching individuals and institutions how to invest and handle their finances in ways that are simple to understand. More info at moneyfortherestofus.com
 
Discover how to make great money investing in real estate, in a way that helps people, doesn't require a lot of risk and leaves plenty of room for you to live your life. The REtipster Podcast is the best source of insight and inspiration for new and experienced real estate investors! Seth Williams pulls back the curtain to reveal the inner workings of how he runs his land investing business and rental property portfolio. In each episode, Seth explains the most essential real estate investing ...
 
Are you tired of your 9-5? Ready to 'Sack your Boss' and start your own business? Or perhaps you just want to learn how to generate additional income streams alongside your job. Listen to the #ETRR podcast to give you ideas, inspiration and the confidence to start planning your very own Escape Plan! Escape The Rat Race Radio brings you guest interviews with world famous entrepreneurs, personal development coaches, marketing experts and members of the #ETRR Community. Hosted by Christian Rodw ...
 
Rob Dyrdek builds & invests in startups, takes them to multi-million dollar exits, and shares lessons along the way. His one-of-a-kind venture creation studio, The Dyrdek Machine, is a company that builds companies by systematically fusing art, science and magic through a process called The Machine Method. Rob seeks out talented founders with Do-or-Dier instincts, whitespace ideas, and the experience to execute. For the first time, Rob will reveal his secrets of successful company creation a ...
 
Welcome to a real-world MBA, where entrepreneurs guide you through what it really takes to start, scale, and sell your own business. Your hosts: J and Carol Scott, who left careers in corporate management to launch their own house-flipping business. Every Tuesday, you'll meet a new guest and learn actionable tips for hiring, firing, marketing, raising capital and more. So whether you're looking to boost profits or bring a new idea to life, you'll come away informed and inspired. Tune in, and ...
 
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show series
 
Exchange-traded funds have a special super power: tax efficiency. Investors pay taxes when they sell, but not when others in the fund sell. Yet that super power is suddenly in jeopardy. A recent bill proposed by Senate Finance Committee Chair Ron Wyden (D-Ore) would repeal a tiny section in the tax code that allows for ETF's in-kind creations and r…
 
In this episode we will go over how to deal with failure and how to come up with great ideas that customers actually want. Disclaimer: All content on this podcast is provided for information purposes only. Opinions expressed herein are solely those of the podcast’s sponsor, unless otherwise specifically stated. The content presented on this podcast…
 
Osino Resources is fast-tracking the Twin Hills gold project towards production explains CEO Heye Daun. The company is currently cashing up its treasury with an upsized private placement of C$10mm with strategic and accredited investors to insure they end the year with a strong balance sheet. Osino has recently had up to 10 drills turning at it Twi…
 
In this episode, co-hosts Phil Ordway, Elliot Turner, and John Mihaljevic discuss (i) an interview with Sir David Spiegelhalter on risk and the use (and misuse) of statistics, published in the Financial Times on April 16, 2021; and (ii) a table from Morgan Stanley, showing that more than 90% of stocks have declined more than 10% from their YTD high…
 
With inflation de-valuing your money over time, it can be easy to feel as if you’re “wasting” the growth potential of your emergency money by only keeping it in a savings account. Today's Stocks & Topics: VNOM - Viper Energy Partners L.P. Un, Retail Sales, China Buying U.S. National Gas, Inflation, OPRT - Oportun Financial Corp., F - Ford Motor Co.…
 
Last year we brought listeners the entire volume of The Best Investment Writing Volume 4, in audio format, right here on the podcast. Listeners loved it, so we’re running it back again this year with The Best Investment Writing Volume 5. You’ll hear from some of the most respected money managers and investment researchers from all over the planet. …
 
First, Jason covers Coinbase's announcement of their new NFT platform (2:06). Then, Bloomberg's Max Chafkin joins to discuss his book, "The Contrarian: Peter Thiel and Silicon Valley's Pursuit of Power" (19:57). It's a wide-ranging discussion about Peter's life, business, and politics as well as a debate over the way Max framed him in the book.…
 
Tier One Silver received more high-grade channel sampling results from the recently identified Cambaya target at the Curibaya project in southern Peru. The results from the first 20 channel samples taken from Cambaya have defined an area 1 kilometre by 600 metres with highlights of 20 m of 293.8 g/t AgEq, 11 m of 348.2 g/t AgEq, 9 m of 438.8 g/t Ag…
 
This is episode fifty of Curious, Connected Conversations, and Katy welcomes back Kerry Hales for the second week running. Kerry is a transformational life coach and a bestselling author – Life Lessons from Your Knicker Drawer is out now. Go seek it out... In this conversation: - Birthing a book - Shame filling underwear - Reasons we hold on to our…
 
One prominent investor says the ‘deck is stacked’ in China, so why bother? Today's Stocks & Topics: QRVO - Qorvo Inc., SPY - SPDR S&P 500 ETF Trust, Nuclear Energy, Gas Shortages, GLD - SPDR Gold Shares, NYCB - New York Community Bancorp Inc., SMG - Scotts Miracle-Gro Co., IHI - iShares U.S. Medical Devices ETF, MU - Micron Technology Inc., PAGS - …
 
First, Jason covers the blowback Netflix is facing from Dave Chappelle's new special "The Closer" and the masterful response from Co-CEO Ted Sarandos (2:09). Then, continuing our startup checklist series, Jason explains 10 items founders need to go through before choosing a business model (25:08).By Jason Calacanis
 
Changing things up a bit this week… Daniel returns to discuss current events. We start by going over a bizarre situation involving Southwest Airlines... The airline canceled nearly 2,000 flights over the weekend, blaming it on bad weather. Daniel and I discuss the role vaccine mandates are playing in the disruption. [1:30] Speaking of vaccine manda…
 
Here's what is happening in the markets today, Thursday, October 14th. Yesterday, the FOMC Meeting Minutes were published. And the reaction of the market was muted. But often the meeting minutes move the markets. In this video, we will explain how. If you enjoyed the "Stock Market Today" episode, make sure to subscribe to this podcast. And for more…
 
In this interview, mining sector expert John Feneck answers the question regarding whether gold stock investors are currently wise contrarians or foolish bag holders. He also shares how he has been advising his clients and discusses what to look for when choosing a broker. John began his career in 1992 as an equity analyst on the Merrill Lynch glob…
 
Dr. Sanjay Prasad is on a mission to improve surgical outcomes. After many years as a surgeon, he’s founded a company that helps patients find the best surgeon for their condition and avoid surgeries they don’t need. He’s also laser focused on reducing racial disparities in surgical care.By David E. Williams
 
In the last year, Sarah Hirshland has had to face one daunting issue after another as the CEO of the U.S. Olympic & Paralympic Committee – each of which have required urgent, in-the-moment decisions. Most recently Sarah mandated that U.S. athletes be vaccinated against COVID-19 to participate in the upcoming Beijing winter games. But that’s just th…
 
Mindset shifts are evolutions we go through as we become closer to who we want to be. For Brandon Hall, he invested in himself by investing in coaches, reading books, and making a personal discovery about what he truly wants out of life! Listen in to this powerful mindset shift episode to find out more! To find out more about partnering or investin…
 
Depending on their personal situations, COVID-19 has been either a financial boom or bust for workers, and the fallout is also affecting retirement timelines. Today's Stocks & Topics: NEE - NextEra Energy Inc., Assets to Own, Shipping Bottleneck, Cash vs. Bonds, BGFV - Big 5 Sporting Goods Corp., T - AT&T Inc., VALE - Vale S.A. ADR, Dividends, MESA…
 
Jason does a short news segment on China’s Bitcoin Mining hash rate falling to 0 and how the U.S. is now the largest mining hub (1:59). Then, Jacob Helberg author of "The Wires of War: Technology and the Global Struggle for Power," joins to discuss China's long-term goals (9:03), the United States' lack of preparedness, the struggle for control of …
 
William Shatner is heading to space! Daniel and I open today’s show with some banter about our favorite Shatner roles... and whether we’d go to space for a thrill. [0:40] Earnings season is officially underway... And now is a great time to sift through company reports for the best ideas… We discuss what stood out to us about Delta Airlines’ quarter…
 
In episode 359, we welcome our guest, Aaron Fu, general partner for Sherpa Ventures, which focuses on pre-seed investments across Africa. He’s also the co-founder of Venture for Africa, a fellowship for those interested in working for early stage startups in Africa. In today’s episode, we hear from someone who’s seen the evolution of the African st…
 
How the economics of timeshare vacation rentals work, and why they can be a great fit for some individuals. Topics covered include: When were the first timeshares introduced What are the different timeshare ownership models Why timeshares don't appreciate but fall in price after purchase What are maintenance fees and why do they keep increasing Who…
 
Here's what is happening in the markets today, Tuesday, October 12th. The last few days have been really quiet in the markets. Is the market getting ready to crash? Let's take a look! If you enjoyed the "Stock Market Today" episode, make sure to subscribe to this podcast. And for more stock market news, visit https://rockwelltrading.com. #todayssto…
 
Announcement: I have a new show called “Crypto This Week.” It’s a weekly, five-minute news comedy satire focused on the world of crypto. Check it out on YouTube here: Crypto This Week with Richard Yan Guests: Kain Warwick (twitter.com/kaiynne) Edmund Schuster (twitter.com/Edmund_Schuster) Host: Richard Yan (twitter.com/gentso09) Today’s motion is “…
 
Expert John Kaiser of KaiserResearch.com reveals how he finds junior mining stock 10-baggers. He distills 30+ years of experience down to the essentials in this one-hour masterclass and provides listeners with a paradigm for finding and analyzing potential 10-baggers in the resource sector. John uses Eskay Mining Corp. as an historical example of h…
 
Financials make up around 15 per cent of global equities, and despite a recent surge the sector remains at a significant discount to the wider market. In this interview, Nick Brind and George Barrow, co-managers of Polar Capital Global Financials Trust (PCFT), tell Mary McDougall how banks look well placed to benefit from any rise in interest rates…
 
Welcome back to How To Build An App! Just a couple of episodes back we were talking about how you can definitely build an app as a non-technical founder, but you HAVE to find someone who can fill the gaps in your knowledge and experience. We talk about this a ton! And it’s true for other elements, or you could even say requirements, for running a s…
 
Are you a real estate professional? What qualifies you as a real estate professional? With taxes, you have to be a professional on paper. Without the guarantee, your taxes may end up costing you in the long run. Join in on this segment with Brandon Hall to find out a very important side to growing your generational wealth. To find out more about pa…
 
Sponsored by: Purdue University Entrepreneurship Peter Fasse, Patent Attorney at Fish & Richardson Medical records are way less informative to doctors than patients imagine. Electronic health records (EHRs) have failed to deliver on their promise to improve health care for forty years. Ryan Hess, founder of Connective Health, means to change that. …
 
Despite the massive disruptions, are there potential investment opportunities across some affected sectors? Today's Stocks & Topics: BRBR – Bell Ring Brands Inc. Cl A, Labor Force Participation, Earnings Season and Inflation, Purchasing Managers' Index (PMI), Smart Planning & Retirement, CLF - Cleveland-Cliffs Inc., MRO - Marathon Oil Corp., INTC -…
 
The media sells fear to get clicks... And that makes it difficult to sift through the noise and find the truth. I run through a few recent headlines designed to scare the hell out of you… a potential U.S. debt default, China fears, and inflation. [0:30] But amid the fearmongering and government recklessness… bitcoin is poised to benefit. We’re stil…
 
Anatoly from Solana joins Jason to discuss how they've managed to build the fastest blockchain (0:54). Solana's "proof of history" innovation allows for over 50,000 transactions a second, we get into Solana's value prop (25:51), use cases (40:14), developer ecosystem and more!By Jason Calacanis
 
Here's what is happening in the markets today, Tuesday, October 12th. This week, bank stocks kick off earnings season, reporting their earnings for Q3 and giving an outlook on Q4 and beyond. Are these the most important earnings report to watch this week? Or are there other earnings reports you should pay attention to? That's what we are going to c…
 
Jessica Alba’s approach in founding and building The Honest Company revolves around three letters: IRL, a useful acronym for “In Real Life.” This phrase acts as a reminder for the company to shine the spotlight onto their customer’s real needs – not only to understand them, but to address them as well. Alba built the company around her passion to m…
 
Taxes don’t have to be scary. With the right knowledge, they can be leveraged to help grow your generational wealth. With your unique lifestyle as a w-2 earner and/or a passive investor, Every specific situation and role has different taxes that may or may not benefit you. When it comes to understanding taxes, who are the right people to talk to? W…
 
Our guest this week is the Dhananjay Phadnis. DJ is the manager of the Fidelity Sustainable Asian Equity strategy, which he has run since 2013. DJ joined Fidelity as an analyst in 2004 and has served in a number of roles during his tenure, including stints managing Fidelity Indonesia Fund as well as Fidelity's director of research in Hong Kong. DJ …
 
113: Back in the summer of 2018, I started working with Jaren Barnes. He was the first person I had ever hired as a full-time employee for REtipster. (Show Notes: REtipster.com/113) He was a special find for someone like me because he had a lot of specialized experience, not only in the world of content creation but also as a land investor and hous…
 
If a highly inflationary period occurs, a Treasury Inflation-Protected Security or “TIPS” promises that you’ll get your principal back in inflation-adjusted dollars. Today's Stocks & Topics: OPCH - Option Care Health Inc., Banks, JOAN - JOANN Inc., MRNA - Moderna Inc., APPS - Digital Turbine Inc., AEHR - Aehr Test Systems, BXS - BancorpSouth Bank, …
 
Hey Podcast family! Enrollment for our flagship course, Your First Rental Property, is open from now until Thursday, Oct 14 at 11:59 p.m. Pacific! If you want a structured, step-by-step framework to guide you from “clueless novice” to “confident investor,” this course is for you. Your First Rental Property provides all the knowledge, structure, sup…
 
From children to adults we are continuously growing into new versions of ourselves. As we physically grow we accept the growing pains knowing it’s simply because you grew 2” in a day. Yet as adults we are faced with a different type of growing pain as we continue to transform into better versions of ourselves. Are you open to the change? Who are yo…
 
Startup Basics is BACK! This series focuses on one of the most important aspects of any successful startup: the customer. On episode two, Salesforce's Tiffani Bova joins to break down all things customer engagement: defining it, authenticity, blending automation with a human touch, social media strategies and more!…
 
Hot Topics Include: Marketing lessons from Warby Parker. Storytelling as a channel for marketing. Tips for an effective LinkedIn presence…Learn from Beth Comstock, Seth Godin, Debra Jasper, Linda Kaplan Thaler and others on how to leverage marketing to scale your business!By Yitzchok Saftlas
 
In episode 358, we welcome our guest, Zachariah George, Managing Partner at Launch Africa Ventures, Africa’s leading early-stage VC fund, and the co-founder and CIO of Startupbootcamp AfriTech, the leading venture accelerator program in Africa. In today’s episode, we start by hearing how volunteering at an African orphanage changed Zach’s life, con…
 
Here's what is happening in the markets today, Monday, October 11th. The Evergrande Crisis: The big Chinese Developer is on the brink of bankruptcy. How does this affect the markets? Should we be concerned? That's what we're going to talk about in today's Stock Market News This wraps up today's stock market news. If you enjoyed the "Stock Market To…
 
In this week's episode, Brad and Jonathan examine the concept of assets and where they fit in your general tax strategy. Together, they discuss the different factors that effect how and when you pay your taxes, compare the differences between Roth IRA's and 401k's, and explore potentially beneficial ways in which after-tax investments and 401k's ov…
 
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