Are there some important financial questions and considerations that you've overlooked? On this show, we want to come alongside your financial and retirement journey to help you answer those questions and experience financial success. Dave Elizondo and Drue Kampmann are Co-Founders of True Financial Partners, serving the Quad Cities. Their goal is to provide you with great information and education to help you retire with security and comfort. As you get closer to retirement, the money choic ...
Talking about all things UFO/UAP related
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Wealthy Habits Podcast


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Ep 134: Four Ways The SECURE Act 2.0 Might Impact You
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On today’s show, we’ll explain what you need to know and learn four ways the new changes might impact you. From Required Minimum Distributions (RMDs) to catch-up contributions, we’ll cover some of the key items in SECURE Act 2.0. This won’t cover everything, but this will give you a few items to consider when you meet with your advisor next. On tod…
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UFO Thinker Podcast


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118 - Recent events- The Baghdad Phantom, Alien motherships, Whistleblowers and Hearings
56:46
56:46
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So I'm back! Thanks for bearing with me folks, as I mentioned I've started a new job so it's been a bit hectic recently and then I got ill to top it all off. I thought I'd do an episode catching up with some of the big events of the last few weeks. I give my thoughts on The Baghdad Phantom, Alien motherships, Whistleblowers and Hearings and a few o…
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Ep 133: Mailbag: How to Handle Mortgages, College and 401ks
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It’s time for another mailbag episode, and we have some great topics to discuss. This episode could really help if you’re looking to improve your financial situation and prepare for retirement. On today’s show, here’s some of what you’ll learn: Should I pay off my house or invest money and use investments to pay mortgage? (2:53) Should I do anythin…
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Ep 132: 5 Beneficiary Mistakes - Are You Accidentally Spoiling Your Retirement Plan?
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Today we’re addressing five common beneficiary mistakes that, unfortunately, a lot of people make. From making errors to naming minors as beneficiaries, we’ll break down some common blunders. Are you making one of these beneficiary mistakes? If so, it could cost you and your loved ones dearly. Some of the simplest mistakes can completely spoil an o…
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117 – Monthly Roundtable discussion – UFO Shootdowns, Colm Kelleher on Cattle Mutilations, AARO Testimonies
1:23:31
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So this week’s episode is another monthly roundtable discussion with Myself, Ash, Greg and Dave. We talked about the UFO Shootdowns, Colm Kelleher on Cattle Mutilations, AARO Testimonies aswell as a few other bits. Please note- there won’t be an episode next week, I have just started a new job and need a week to focus on getting my new routine in o…
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Ep 131: Financial, Business and Personal Goals For 2023
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With every new year, many of us spend some time setting new goals, benchmarks, and desired milestones to achieve in the months ahead. On today’s show, we’ll explore some of our business, personal and relationship goals for 2023 and explore what might be some worthwhile goals for you to add to your list. We talk so much about what we want our client…
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116 – UK UFO Report 2022 with Ash Ellis
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In this week’s episode I am joined by Ash Ellis, founder of UFO Identified and co host of the Pursuit of the Paranormal podcast. We go through the UFO Identified UK UFO report 2022 and breakdown all the key stats, discussing what they could mean. You can find us on twitter- @UFOthinker @idenitfiedUFO…
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Ep 130: Back To Basics - Understanding Income Planning
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Do you understand the basics of income planning? If not, you might not be as far along in your retirement plan as you think. Understanding how much income you need and what sources will provide it for you efficiently is critical to success over a long period of time. We see a lot of clients, and when people first come to see us, very few have an in…
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115 – Recent Events – UFOs shot down over USA and Canada
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So in this weeks episode I address the wild ride we’ve been on this last week, with reports of UFOs, being shot down over the USA/Canada. I tried to go through the timeline of what happened, my own thoughts on it and what to expect going forward, aswell as analysing some of the fallout from this. Fascinating times unfolding before our very eyes. Le…
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Ep 129: Avoid These Rookie Investing Mistakes
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22:28
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Even if you’ve been saving your money and investing for a long time it’s easy to make rookie mistakes. On this episode, we’ll cover some of the top rookie mistakes we see people make and illustrate how to avoid them or how to fix them if you’re already made some mistakes in your financial life. We’ll explain why you need to make sure every dollar y…
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114 – Recent Events – The Spy Balloon, Jay Stratton steps forward and more
1:07:37
1:07:37
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So in this week’s episode I’m joined by Dave Smethurst to talk through some pretty important recent events over the last week or so. We discussed the spy balloon, Jay Stratton stepping out of the shadows and much more. Hope you enjoy listening twitter - @UFOthinker @dsmethurst66By ufothinker
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Ep 128: 10-Point Financial Checklist for 2023
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With the new year upon us, let’s run through the checklist of things you should be thinking about as it relates to your financial plans for retirement. Let’s see how prepared you are for retirement by answering these 10 questions. The key is you need to have concrete answers for them. If you don’t know the answers, you need to think about having so…
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113 - The Conscioussness Panel - UFOs, UAP, Conscioussness and the Nature of Reality
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So here is this week's episode, a panel discussion about UFOs, UAP, Conscioussness and the Nature of Reality. I was joined by Nathan, Davey and Ash to discuss some pretty deep topics on this one, it was a fascinating discussion. You can find Nathan on his podcasts Calling all Beings and Liminal Phrames and on twitter @awaifsoul Davey Johnston has a…
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Ep 127: Mailbag - Annuities, Life Insurance and Social Security
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It’s time for another mailbag episode, and we have some great topics to discuss. This episode could really help if you’re looking to improve your financial situation and prepare for retirement. On today’s show, we’ll share: What should I do with my annuity? (3:26) Should you get a life insurance policy on your spouse? (6:00) When should you start t…
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112 - Monthly Roundtable Discussion - Mosul Orb, The 2022 UAP report, San Marino, NIM Flying Saucer Patch updates
1:14:52
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Here is this week's episode, the monthly roundtable discussion with Ash and Greg, and we're joined by Dave and Ash (UK UAP) for this one too. We discussed The Mosul Orb, The 2022 UAP report, San Marino, as well as a few other bits along the way. hope you enjoy! you can find us on twitter- Frank @UFOthinker Ash @identifiedUFO Greg @paranormalGregT D…
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Ep 126: Listen To This If You Need Help Understanding Your Financial Statements
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The end of the year (or start of a new year) probably means you’re getting a lot of financial statements in your mailbox, or inbox if you’re paperless. Ever wonder what some of those terms mean as you look at your 401(k), IRA and other account balances? Let’s spend a little time looking over a financial statement and breaking down some of the terms…
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111 - UFOs - Where do we go from here? w/Dave
59:29
59:29
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In this week's episode, Dave joins me as we talk about where we go from here in the UFO field. We broke this down into three main areas: 1 What is out there to uncover, what is the extent of the UFO cover up? 2- how is it all going to work with this NDAA process? 3- what are we likely to see come out in the years to come as a result of all this? Th…
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Ep 125: Learning From Grandma’s Financial Wisdom
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Even if she wasn’t directly talking about money, Grandma said a lot of smart things that we can apply to our financial planning. We might not have known it then, but looking back on wisdom that was imparted to us can teach us lessons years later. In this episode, we’ll look at some of the sayings that we all heard our grandma say growing up and see…
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110 - Breaking News, UAP Report initial thoughts w/Dave
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42:48
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So here is a bonus episode, discussing the new pentagon UAP report which just came out yesterday at long last, having been originally due on the 31st October 2022. I was joined by Dave, where we talked through some of the key takeaways, the fallout and discussed where we go from hereBy ufothinker
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109 - Discussion with Dr Michael P Masters - Time travellers, future humans and UFOs
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59:55
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For this week's episode, I was joined by Dr Michael P Masters, a professor of biological anthropology at Montana Tech who received a Ph.D. in Anthropology from The Ohio State University in 2009, specialising in human evolutionary anatomy, archaeology, and bio-medicine. Also someone who has contributed significantly in recent years to the UFO field,…
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Ep 124: The Top 5 401(k) Mistakes You Need To Avoid
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Saving in your 401(k) can be an easy and painless way to build your retirement savings. But because it’s so easy and painless, it can also be easy to ignore for long periods of time, which often leads to mistakes. In this episode, we’ll cover at least the top five mistakes people make in their 401(k)s so hopefully you avoid doing the same thing whe…
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UFO Thinker Podcast


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108 - Discussion with Dr Garry Nolan - Analysing UFO materials, Consciousness, Government Secrecy
1:15:14
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I was honoured to sit down for a discussion with Dr Garry Nolan just a few days before Christmas. Dr Garry Nolan is a Professor of Pathology at Stanford University, a Nobel prize nominee who has published more than 300 research articles and holds 40 US patents. He has also been quite outspoken recently when it comes to the UFO/UAP topic and advocat…
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Ep 123: Preparing For Market Volatility In 2023
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23:58
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Market volatility became the norm in 2022. Are we in for more of the same in 2023? We’ll talk about the market outlook for the next 12 months, plus share tips on how you can best prepare for potential future volatility. On today’s show, we’ll share: Mergers & Acquisitions says “signs point to more market volatility in 2023.” (2:47) Should you chang…
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107 - Monthly Roundtable Discussion - The Winsconsin lights UFO, NDAA signed into law, Mellon comments on Wilson/Davis
1:22:13
1:22:13
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Hey everybody, hope you are well!Here is this week's episode, the monthly roundtable discussion with Ash and Greg, and we're joined by Dave, DJ and Charlotte for this one too. We discussed The Winsconsin lights UFO, NDAA being signed into law, Christopher Mellon's comments on Wilson/Davis, as well as a few other bits along the way.hope you enjoy! y…
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Ep 122: The Financial Therapist - When It’s OK If A Visit To Your Advisor Feels Like Counseling
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22:12
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Sometimes it might seem like talking to your financial advisor feels like talking to a therapist, and that’s OK. Today we’re discussing some scenarios where it’s almost inevitable that a talk with your advisor seems like a counseling session. Whether you’re getting a divorce or having career difficulties, your financial advisor should be there to h…
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UFO Thinker Podcast


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105 - Christmas Special - the ghosts of UFOs Past, Present and Future
1:08:17
1:08:17
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Hi everybody, hope you are well!As we enter the final furlong of 2022, I have been putting together this Christmas special, where I invited three special guests to appear as the ghosts of UFOs past, present and future in a nod to the Charles Dickens classic 'a Christmas Carol'It was a true pleasure to put this together and as you can hear, I was in…
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Ep 121: Mailbag: Mortgages, Dividends and College
26:53
26:53
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It’s time for another mailbag episode, and we bet these questions (and our answers) will help many of you. This episode could really help if you’re looking to improve your financial situation and prepare for retirement. We will discuss whether to pay off your mortgage, what to do about dividends, and whether to prioritize paying for college or savi…
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104 - Omega Point - Loose threads, Government secrecy, UFO baiting
1:08:10
1:08:10
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Hi everybody I hope you are all well and enjoying the festive season as we approach the end of the year!This week's episode features Omega Point, one of the authors of the 'Loose Threads' article which came out recently. https://omega-point.medium.com/loose-threads-af8f652ee8cbWe tackle areas such as government secrecy, UFO baiting, remote viewing …
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Ep 120: Making Smart Decisions During Major Life Events
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18:52
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You need to make smart decisions during major life events, and we are here to help guide you. Whether it's a job change or divorce, we recommend taking your time to work everything out. Most people like to think that they always make decisions based on logic and facts, but the truth is that emotions usually play a role for all of us in the decision…
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103 - Recent Events - NDAA updates, An Inquiry NY event, Sensor systems and UAP
1:10:35
1:10:35
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Hey everyone, hope all are well! Here's this week's episode Recent events again, discussing the following areas that I found interesting- 0.00 - intro / updates to the US legislation NDAA/IAA21.30 - An Inquiry Into Anomalous Experiences and the Phenomenon NY51.18 - my question for Christopher Mellon54.00 - John Ramirez on podcast UFO…
If you’ve ever wanted to learn a little more about investing in the stock market, this episode is for you. We’re going to cover some of those terms you’ve probably heard before, but perhaps never truly knew what they meant. From the bid-ask spread in the stock market to bull and bear markets, we’ll explain some hot topics you need to know. On today…
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102 - Monthly Roundtable Discussion - Delayed UAP report, The National UFO Historical records centre, Hype and Speculation in the UFO field
1:05:43
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Hey everybody, hope you are well! Here is this week's episode, the monthly roundtable discussion with Ash and Greg, and we're joined by Dave for this one too. We discussed Delayed UAP report, The National UFO Historical records centre, Hype and Speculation in the UFO field aswell as a few other bits along the way. hope you enjoy! you can find us on…
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Ep 118: Mailbag: Good Retirement Age and Conservative Investing
21:24
21:24
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It’s time for another mailbag episode, and we bet these questions (and our answers) will help many of you. This episode could really help if you’re looking to improve your financial situation and prepare for retirement. We will discuss when you should switch from being an aggressive investor to a conservative one, what’s a good age to retire and mo…
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101 - Recent Events - upcoming NY Event, Loose Threads, Ancient Apocalypse, National UFO Historical records centre
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55:46
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55:46
Hey everybody, hope all are well! Here is this week's episode where I talk through some recent events and things upcoming. Hope all are well and do let know if you have any mini fig recommends! 0.00 - intro/ still waiting on the UAP report 3.28 - 'An Inquiry into Anomalous Experiences and the Phenomenon' upcoming event 11.49 - Loose threads article…
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Ep 117: Most Common Retirement Planning Questions About Taxes
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As we approach the end of the year, saving money on taxes becomes a bigger focus for many people. Today we’re focusing on some of the most common retirement planning questions about taxes. We’ll talk about mistakes to avoid and how a proper plan can significantly impact your tax savings. We’ll also explain why a tax deduction is not a dollar-for-do…
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100 - Brad Burton, Motivational Business Speaker - UFOs, High Strangeness and Anomalous Experiences
1:00:22
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*PLEASE BE ADVISED there is strong language used throughout this episode* Hi everybody, hope you are doing well as the nights get longer, the weather gets colder and we head towards the end of 2022. Still no sign of the UAP report as of writing this, so here's another little something to keep you going. It was my pleasure to sit down with Brad Burt…
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Ep 116: How Bonds Work: What Retirees Need To Know
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19:49
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Bonds have been a pretty hot topic this year. Oftentimes, people misunderstand how they work and what role they play in a proper financial plan. On today’s show, we’re addressing some of the misinformation and explaining why this has not been a good year for bonds. A lot of people consider bonds to be the safe and conservative part of their portfol…
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99 - Recent Events - Oct 31st UAP report delay, NYT article
1:04:17
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Hi everybody, hope all are well! Back with another recent events episode, been a while since I've done one of these so was nice to get back to this format. In this episode I delved into the delayed Oct 31st UAP report and why that was due in the first place, the possible reasons for the delay and some of the reporting on UAP in the days leading up …
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Ep 115: 5 Common Questions People Ask When Forced Into Retirement
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Today we're sharing five common questions people ask when they’re forced into retirement. Hopefully you won’t be in this position, but more and more people are these days. Others are leaving work early as part of the Great Resignation. No matter how it happens, people leaving work early is becoming more prevalent. If this scenario does come your wa…
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98 - PART 2 - Franc Milburn and Dave Smethurst - Military applications of UAP tech, Wider paranormal phenomena and Entities
1:07:14
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So this week I was joined by Dave and Franc to discuss Military applications of UAP tech, Wider paranormal phenomena and Entities. We delved into some more 'out there' hypotheses, in the spirit of keeping everything on the table for discussion and the conversation went to some very interesting places. Once again, I really enjoyed this discussion, h…
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Ep 114: Warning Signs: How To Spot Problems In Your Financial Life
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Just like the lights on your dashboard can indicate if something is wrong with your car, like low tire pressure or leaking oil, there are indicators in your financial life that might point out that you have a problem that needs to be addressed. On today’s show, we’ll explain why your net worth, view of retirement, and thoughts on nursing homes migh…
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97 - Monthly Roundup Roundtable - Mini con 2022, Moment of Contact, NASA study, upcoming Oct 31st UAP report
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In this roundtable discussion, we talked about the recent UFO identified Mini con 2022, James Fox's Moment of Contact movie and the NASA UAP study.We also look ahead to the upcoming Oct 31st UAP report and some of the hype going around on UFO twitter and in the UFO community. Obviously, we're all taking this with a pinch of salt but it will be inte…
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Ep 113: Mailbag: Roths, Social Security and Inheritance
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We’re opening up the mailbag today to answer your questions. We got a lot of good feedback and had some interesting questions come in. On today’s show, we’ll share whether you should convert money to a Roth, when not to take Social Security early and how to handle inheritance money. On today’s show, we’ll share: Harold is almost 60 and doesn’t have…
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96 - Franc Milburn and Dave Smethurst - Disinformation efforts within the UFO community, Whistleblowers and Secrecy
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59:29
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So this week I was joined by Dave and Franc to discuss disinformation efforts within the UFO community, whistleblowers and secrecy. We will be doing a part two of this chat in the coming weeks too, where we delve into a couple of other topics we didn't have time for in this one. Excuse my slight lack of energy and hoarse voice, I've had a pretty na…
On this episode, we’ll talk about some of the things we hear from people when they don’t pay enough attention to the fine print. On today’s show, we’ll share: Why you might get a big rate increase on your long-term care insurance. (3:40) Why the fees with annuities can be a lot higher than you thought. (7:02) Why a mutual fund can tank when you get…
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95 - Thomas Whitmore - MJ12 documents, Crash Retrievals and Government Secrecy
1:01:22
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In this episode I am joined by Thomas Whitmore, a UFO researcher with decades of experience, specialising in the MJ12 documents. Thomas (Tom) Whitmore has been a MUFON member since 1990 and has served as a MUFON State Section Director for Texas. He has served on the MUFON Board of Directors since 1995.Tom was kind enough to give a fascinating talk …
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Ep 111: Will the Federal Reserve Continue Raising Interest Rates?
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Interest rates have been top of mind for a lot of us this year. It’s been impossible to ignore. So, what do we need to know about interest rates, and what should we be paying attention to when it comes to this topic? On today’s show, we’ll explain how interest rates can affect our overall financial plan and us as investors. So, is the news all doom…
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94 - Part 2 - Quotes w/Dave Smethurst - Jim Semivan and Christopher Mellon on UFO Programs, Secrecy and Entities
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And here is the part 2 following on from the previous episode, I'd recommend listening to these in order for it to make sense. Hope you enjoy! FrankBy ufothinker
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94 - Part 1 - Quotes w/Dave Smethurst - Jim Semivan and Christopher Mellon on UFO Programs, Secrecy and Entities
1:05:21
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So for this week I decided to do this in two parts as the overall thing was around 2 hours. The concept is a bit like the 5 quotes episode we did a little while ago; introduce a quote from a prominent figure in the UFO topic and discuss what is meant by it. Where is the line between direct knowledge and speculation? We spend a lot of time analysing…
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Ep 110: Can’t Get No Satisfaction… Or Can You?
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Want to know the secrets to experiencing satisfaction in retirement? We’ve discovered five key situations to which your financial plan needs to lead you. If you can key in on these five points, you’ll have a high chance to achieve retirement satisfaction. We’ll explain why these elements are so important and how your planning process helps achieve …