Ramseysolutions Podcasts

As states begin to reopen and stay-at-home orders are lifted, your life probably feels different. If you lost your job, it might seem like the dreams you had for your life are gone—but there’s hope. In this final episode, Ken Coleman encourages us to think about how short-term challenges may be connected to long-term success. This season could be t…

Seasons are changing—and as we head into May, it’s time for a fresh start. You might be wondering if this month is going to be any different or if post-quarantine life will go back to normal. Now’s the time to hold onto hope and anticipate the future. In today’s episode, Christy Wright shares how to take a thoughtful look at how this time of pause …

Humanity is juggling a lot at once right now, and it’s creating a mental health epidemic. Being isolated has left many of us vulnerable to fear, anxiety and loneliness. But there are things you can do to quiet the alarms in your head and approach the future with hope. In this episode, Dr. John Delony shares about his own journey through anxiety, wh…

Months of quarantining at home might have you dreaming of a vacation. But that dream can become a nightmare if you get sucked into the fraudulent world of timeshares. In this episode, Dave Ramsey rants on how scumbags will try to sell you scams that rip you off. In the case of timeshares, a “free” vacation is too good to be true. You’ll end up lure…

If you’ve lost your job and need money to pay the bills, it may be time use your emergency fund—that’s what it’s there for! In this episode, Rachel Cruze shares guidelines on using your emergency fund. It’s time to get on a tighter budget, cut out your wants (goodbye cable!), and focus on your needs (food, utilities, shelter, transportation). It’s …

If you’ve been furloughed or laid off due to COVID-19, you might be looking for some ways to cover your bills right now. The good news is that opportunity is out there, and some industries are in desperate need of more workers. In this episode, Anthony ONeal shares about four major industries that are hiring right now and shows that you can get inc…

With the stock market being down and the CARES Act making it easier to withdraw from your 401(k), it’s easy to be tempted to tap into your investments to get through this crisis. But stealing from your future should never be a part of your financial plan. In this episode, Chris Hogan talks about the power of compounding interest to grow your invest…

When times are uncertain, it takes courage to face the day. You have to choose in every moment how you’re going to respond and who you’re going to become. In this episode, Ken Coleman reads Rudyard Kipling’s powerful poem If. There is power in the little word if. It reminds us that we may feel uncertainty today or we may reap a harvest tomorrow, bu…

Being home with your family 24/7 may be making you wish you could fly away with a Mary Poppins umbrella right about now. If you’re like most people, this isn’t so fun anymore. Great news: There are practical things you can do to restore your sanity and reconnect with your kids. In this episode, Dr. John Delony shares how you can move forward with o…

Small businesses are being hit hard by the COVID-19 crisis. If you or someone you know is a small business owner, you may be tempted to take out a Small Business Administration (SBA) or Paycheck Protection Program (PPP) loan to stay afloat. But taking this “free” government money is a BAD idea—because it’s debt you have to pay back. In this episode…

It’s hard to be productive and easy to get stuck when you’re working alone from home. If you’re not careful, the coronavirus can kill your motivation and get in the way of your dreams. In this episode, Anthony ONeal shares the importance of making a goal and setting your mind on the future. When you focus on your future, it gives you a new strength…

If all you want to do is eat gummy candy, binge-watch random shows, talk to real people, and touch your face, you’re not alone. But loneliness, poor sleep and added stress make us more likely to catch COVID-19. Luckily, there are things you can do to reduce stress, connect and sleep. In this episode, Dr. John Delony gives you practical ways to stay…

Balancing it all was tough before COVID-19. Now it’s even harder. When you feel overwhelmed and anxious, it’s hard to create a structure for your day. But there’s one practical thing you can do today to regain a sense of control: take the first step. Taking the first step, whether it’s choosing to make your bed or putting on workout clothes, will g…

Right now, it might feel like the dreams you had for your life and career are either delayed or destroyed. Maybe you lost your job because of the economy or you feel stuck in a job you hate. But you need to hang in there—your time will come. In this episode, Ken Coleman shares how you can keep your dreams intact no matter where you are on your jour…

One of the worst things about this quarantine is that people aren’t able to celebrate birthdays, weddings and even graduations like they normally would. But there are some creative things you can do to still create memories. In this episode, Rachel Cruze shares how she’s still celebrating big events in her family and how you can too, and some of th…

Everything is getting canceled—holidays, graduations, weddings, Easter celebrations and basic human connection. Whether you’re 4 and missed a dance recital or you’re 40 and missed your grandma’s funeral, it’s healthy for your mind and heart to grieve your loss. In this episode, Dr. John Delony shares how to cope with missed milestones by giving you…

We’re all fighting an invisible enemy and have questions on our minds when it comes to our money and the economy. But even with a lot of unknowns right now, you can stay in control of your faith, attitude, outlook and actions. In this episode, Chris Hogan answers your questions on how you should use your stimulus check, how the crisis is impacting …

With the new stimulus package, if you’re 59 ½ (like Dave!) you can take money out of your 401(k) with no penalty. This may sound good, especially if you’re broke because you’ve lost your job or are on furlough, but it’s actually a really BAD idea. In this episode, Dave Ramsey and Anthony ONeal share why you don’t want to borrow money from your 401(…

We’re all sick of talking about the virus, and we’re feeling spun-out and fried. It seems that every tomorrow is different than today, and it’s exhausting trying to keep up. Instead of burying the uncertainty and emotions with gummy candy or Tiger King, it’s important for your mental and relational health to properly name and experience what you’re…

During times of uncertainty it’s easy to let your mind turn to fear. But there’s hope, and Anthony ONeal is here to share what we can do right now so that we can be a light for those around us: Choose faith over fear. Speak what you seek. Mind your business. By practicing these things today we will create a better tomorrow. No matter what you’re go…

With everything going on right now, it’s really easy to feel completely out of control. You’re hearing conversations about layoffs and recessions. You’re worried about your jobs, your finances and your families. Join Ken Coleman as he shares encouragement about what you can actually control during this time of crisis. To take advantage of our free …

If your mind feels like it’s on a freakin’ train ride, you’re not alone. We’re all living through this crazy, out-of-control pandemic for the first time together (but also totally alone), and it’s making us feel intense emotions. But when fear, anxiety, sadness, loneliness and anger pop up in your head, there are things you can do to stop the insan…

Hey y'all, it’s no secret that many of us are used to living our lives rushed and running ragged. So, what do you do when life comes to a screeching halt? In this Message of Hope, I'll share the opportunity we all have in this season of chaos—to reset and rethink how you live your life, so you can create the life you want. Financial Peace Universit…

We’re dealing with a lot of unknowns right now, and uncertainty about the future can lead to fear. That’s why we need to focus on things we can control. Yes, the stock market is extremely volatile. But I’m here to provide guidance on specific steps you can take to protect your investments and retirement plans. And remember… as a country, we’ve been…

It’s crazy out there, and you’re probably wondering what to do about your money right now. So I'm here to give you five super practical, super clear things you can do with your money during this pandemic. Don’t panic. Get On a Budget. Focus On Your Four Walls. Cut out all unnecessary expenses. If you’ve lost income, stockpile cash. You CAN do this.…

It’s scary out there, but hope is greater than fear. In times of crisis, facts are your friends. So get the facts and other common sense guidance on life and money from thought leaders Dave Ramsey, Ken Coleman, Rachel Cruze, Chris Hogan, Christy Wright, Anthony ONeal and John Delony. daveramsey.com/hope…

It’s scary out there, but hope is greater than fear. In times of crisis, facts are your friends. So get the facts and other common sense guidance on life and money from Ramsey Network.By Ramsey Network